Contra Costa County property record for 3524 Esperanza Dr, Concord, CA 94519
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,238 sqft · built 1964 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $430,000 (Jun 2016) |
| Tax Bill | $5,050 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2026 Sale + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 111-344-004-2 |
| Primary APN | 111-344-004-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3524 ESPERANZA DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94519-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | TRACT 3071 LOT 379 EX MR |
| Legal Subdivision | SUBDIVISION 3071 |
| Legal Tract | 3071 |
| Legal Lot Number | 379 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 330000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3524 ESPERANZA DR, CONCORD, CA 94519-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 2, 2026 | Deed, Transfer NORTH AMERICAN TITLE |
| May 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING |
| May 28, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2016 · Amount on Record |
| Deed Sale | Jun 3, 2016 · Amount on Record |
| Deed Document Number | 2016108799 |
| Prior Transfer Date | Mar 11, 1994 |
| Prior Transfer Doc | 0000079048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3524 ESPERANZA DR, CONCORD, CA 94519-1616 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3524 ESPERANZA DR, CONCORD, CA 94519-1616 |
| Document Number | 0000048448 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-048448 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 2, 2026 |
| Property Address | 3524 ESPERANZA DR, CONCORD, CA 94519-1616 |
| Document Number | 0000057490 |
| Instrument Date | May 22, 2026 |
| Instrument | 202657490 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 3524 ESPERANZA DR, CONCORD, CA 94519-1616 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3524 ESPERANZA DR, CONCORD, CA 94519-1616 |
| Document Number | 0000104117 |
| Instrument Date | May 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3524 ESPERANZA DR CONCORD CA 945191616, CONCORD, CA 94519-1616 |
| Document Number | 0000104117 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 104117 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 28, 2019 |
| Property Address | 3524 ESPERANZA DR, CONCORD, CA 94519-1616 |
| Document Number | 0000077392 |
| Map Reference | MB 93 PG 36 |
| Instrument Date | May 22, 2019 |
| Instrument | 2019-077392 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3524 ESPERANZA DR, CONCORD, CA 94519-1616 |
| Document Number | 0000077393 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2019-077393 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 22, 2017 |
| Property Address | 3524 ESPERANZA DR, CONCORD, CA 94519-1616 |
| Document Number | 0000220808 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 220808 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2420 GREY HAWKE CT BRENTWOOD CA 945137070, BRENTWOOD, CA 94513-7070 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $380,367 (+2%) Land $243,869 Building $136,498 | |
| 2025 | $5,050.00 (+5.08%) Homeowner's exemption | $372,910 (+4.04%) Land $239,088 Building $133,822 |
| 2023 | $4,806.00 (+1.67%) Homeowner's exemption | $358,431 Land $229,804 Building $128,627 |
| 2022 | $4,727.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
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