3536 Iris St, Wilmington, NC 28409 Property Records

New Hanover County property record for 3536 Iris St, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,830 sqft · built 1989
Lot Size	0.406 acres (17,685 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Mar 2021)
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06616-008-010-000`

Property Details

APN / Parcel Number

Primary APN	`R06616-008-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,830 sqft Living Area
1st Floor Area	924 sqft
Attic	Attic
Attic Area	352 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	17,685 sqft (0.406 acres)
Terrain	Low
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	264 sqft
Patio Area	264 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3536 IRIS ST
City	WILMINGTON
State	NC
Zip	28409-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LT 72 WHISPER CREEK 2B
Legal Subdivision	WHISPER CREEK
Legal Block	8
Legal Lot Number	72
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3010
Census Tract	12009

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3536 IRIS ST, WILMINGTON, NC 28409-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Mar 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Prior Sale	Feb 28, 1992 · Amount on Record
Deed Document Number	202113930
Deed Book / Page	6426 / 2554
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 16, 2026
Property Address	3536 IRIS ST, WILMINGTON, NC 28409-2528
Document Number	0000016499
Book / Page	6856 / 1061
Instrument Date	May 27, 2026
Instrument	202616499
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3536 IRIS ST, WILMINGTON, NC 28409-2528

Mortgage

Document Number	0000016499,
Date	Jun 16, 2026
Book Page	6856/1061
Instrument	202616499

Lender

Name	SOUTHERN BANK & TRUST CO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Mar 22, 2021
Property Address	3536 IRIS ST, WILMINGTON, NC 28409-2528
Document Number	00642602554
Book / Page	6426 / 2554
Map Reference	MB 26 PG 53
Instrument Date	Mar 18, 2021
Instrument	2021013930
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3536 IRIS ST, WILMINGTON, NC 28409-2528

Mortgage

Document Number	2021013931
Date	Mar 22, 2021
Instrument	2021013931

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,400 (-) Land $128,800 Building $316,600	$445,400 (-) Land $128,800 Building $316,600
2025	$2,621.00 (+13.51%)	$445,400 (+67.76%) Land $128,800 Building $316,600	$445,400 (+67.76%) Land $128,800 Building $316,600
2024	$2,309.00 (+2.94%)
2023	$2,243.00 (-0.58%)	$265,500 Land $84,800 Building $180,700	$265,500 Land $84,800 Building $180,700
2022	$2,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 individual policies
Nearby Flood Policies	154 units insured incl. 42 condo units
Nearby Flood Claims	28 (1996–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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