3540 Iris St, Wilmington, NC 28409 Property Records

New Hanover County property record for 3540 Iris St, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,944 sqft · built 2002
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$488,000 (Apr 2017)
Tax Bill	$4,018 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06616-008-051-000`

Property Details

APN / Parcel Number

Primary APN	`R06616-008-051-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,944 sqft Living Area
1st Floor Area	1,965 sqft
Basement Area	1,264 sqft
Finished Basement	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Terrain	Low
Garage Area	693 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	840 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3540 IRIS ST
City	WILMINGTON
State	NC
Zip	28409-3296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 42 SECTION 6 TYNDALL
Legal Subdivision	TYNDALL SEC 6
Legal Block	8
Legal Lot Number	42
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3010
Census Tract	12009

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3540 IRIS ST, WILMINGTON, NC 28409-3296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESID'L MTG
Apr 21, 2017	Warranty Deed, Transfer · Conventional Mortgage CUNNINGHAM & CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2017 · Amount on Record
Deed Sale	Apr 21, 2017 · Amount on Record
Prior Sale	Dec 3, 2004 · Amount on Record
Deed Document Number	201712612
Deed Book / Page	6053 / 703
Prior Transfer Date	Jun 16, 1995
Prior Transfer Doc	1893000097
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3540 IRIS ST, WILMINGTON, NC 28409-3296
Document Number	0063022914
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3540 IRIS ST WILMINGTON NC 284093296, WILMINGTON, NC 28409-3296

Mortgage

Document Number	0063022914
Date	Apr 17, 2020
Book Page	006302/002914
Instrument	13769

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 21, 2017
Property Address	3540 IRIS ST, WILMINGTON, NC 28409-3296
Document Number	0060530703
Book / Page	006053 / 000703
Instrument Date	Apr 4, 2017
Instrument	12612
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$976.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3540 IRIS ST WILMINGTON NC 284093296, WILMINGTON, NC 28409-3296

Mortgage

Document Number	60530707
Date	Apr 21, 2017
Book Page	006053/000707
Instrument	12613

Lender

Name	CUNNINGHAM & CO
Address	NICHOLS HILLS, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,800 (-) Land $154,300 Building $528,500	$682,800 (-) Land $154,300 Building $528,500
2025	$4,018.00 (-5.53%)	$682,800 (+39.66%) Land $154,300 Building $528,500	$682,800 (+39.66%) Land $154,300 Building $528,500
2024	$4,253.00 (+2.95%)
2023	$4,131.00 (-0.58%)	$488,900 Land $145,500 Building $343,400	$488,900 Land $145,500 Building $343,400
2022	$4,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 individual policies
Nearby Flood Policies	154 units insured incl. 42 condo units
Nearby Flood Claims	28 (1996–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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