3528 Iris St, Wilmington, NC 28409 Property Records

New Hanover County property record for 3528 Iris St, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,033 sqft · built 1987
Lot Size	0.467 acres (20,343 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06616-008-008-000`

Property Details

APN / Parcel Number

Primary APN	`R06616-008-008-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,033 sqft Living Area
1st Floor Area	893 sqft
Basement Area	875 sqft
Finished Basement	875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	20,343 sqft (0.467 acres)
Terrain	Low
Garage Area	529 sqft

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3528 IRIS ST
City	WILMINGTON
State	NC
Zip	28409-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LT 70 WHSPER CREEK 2B
Legal Subdivision	WHISPER CREEK
Legal Block	8
Legal Lot Number	70
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3010
Census Tract	12009

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3528 IRIS ST, WILMINGTON, NC 28409-2528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Intrafamily Transfer, Transfer
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2003
Deed Sale	Oct 21, 2003
Prior Sale	Aug 7, 2003 · Amount on Record
Deed Book / Page	4062 / 497
Last Transfer Date	Mar 5, 2026
Transfer Doc	00683301748
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW HANOVER NC
Recording Date	Mar 9, 2026
Property Address	3528 IRIS ST, WILMINGTON, NC 28409-2528
Document Number	00683301748
Book / Page	6833 / 1748
Map Reference	MB 26 PG 53
Instrument Date	Mar 5, 2026
Instrument	2026005890
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3528 IRIS ST, WILMINGTON, NC 28409-2528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3528 IRIS ST, WILMINGTON, NC 28409-2528

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3528 IRIS ST, WILMINGTON, NC 28409-2528
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00648700499
Date	Sep 1, 2021
Book Page	6487/499
Instrument	2021042749

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,700 (-) Land $133,500 Building $353,200	$486,700 (-) Land $133,500 Building $353,200
2025	$2,864.00 (+14.42%)	$486,700 (+69.11%) Land $133,500 Building $353,200	$486,700 (+69.11%) Land $133,500 Building $353,200
2024	$2,503.00 (+2.96%)
2023	$2,431.00 (-0.61%)	$287,800 Land $89,500 Building $198,300	$287,800 Land $89,500 Building $198,300
2022	$2,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 individual policies
Nearby Flood Policies	154 units insured incl. 42 condo units
Nearby Flood Claims	28 (1996–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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