Bay County property record for 3535 E 3rd St, Panama City, FL 32401 · Last verified February 2026
| Property Type | Commercial Office |
|---|---|
| Details | 3 bd · 1 ba · 1,489 sqft · built 1940 |
| Lot Size | 0.451 acres (19,689 sqft) |
| Owner | Company Name on File |
| Last Sale | $95,000 (Aug 2020) |
| Tax Bill | $1,796 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Line of Credit Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23153-000-000 |
| Primary APN | 23153-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,489 sqft Total Area |
| 1st Floor Area | 1,305 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,689 sqft (0.451 acres) |
| Lot Dimensions | 145 ft deep x 136 ft wide |
| Porch | Porch |
| Porch Area | 184 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3535 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-6002 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | 11 4S 14W-147-118C1 BEG ON N RW LI SR 22 AT PT 782' E OF CENTER LINE DIVIDING SEC TH |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1000 |
Source: Bay County records · APN 23153-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 105 N GAYLE AVE, PANAMA CITY, FL 32401-4050 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 21, 2020 | Warranty Deed, Transfer · Line of Credit FAMILY BANK |
| Jan 25, 2017 | Grant Deed, Transfer SERVICELINK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Prior Sale | Jan 25, 2017 · Amount on Record |
| Deed Document Number | 2020055306 |
| Deed Book / Page | 4289 / 1926 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 21, 2020 |
| Property Address | 3535 E 3RD ST, PANAMA CITY, FL 32401-6002 |
| Document Number | 0042891926 |
| Book / Page | 4289 / 1926 |
| Instrument Date | Aug 07, 2020 |
| Instrument | 2020055306 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1421 WILDRIDGE RD, 1421, LYNN HAVEN, FL 32444-4556 |
| Name | Verified Name |
|---|---|
| Address | 105 N GAYLE AVE, PANAMA CITY, FL 32401-4050 |
| Document Number | 0042891929 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 4289/1929 |
| Name | FAMILY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 01, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 25, 2017 |
| Property Address | 3535 E 3RD ST, PANAMA CITY, FL 32401-6002 |
| Document Number | 0038681518 |
| Book / Page | 003868 / 001518 |
| Instrument Date | Sep 21, 2016 |
| Instrument | 4491 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $249.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1421 WILDRIDGE RD LYNN HAVEN FL 324444556, LYNN HAVEN, FL 32444-4556 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,796.00 (+4.12%) | $113,287 (+17.86%) Land $40,392 Building $72,895 | $113,287 (+17.86%) Land $40,392 Building $72,895 |
| 2023 | $1,725.00 (+15.77%) | $96,122 (+11.67%) Land $26,928 Building $69,194 | $96,122 (+11.67%) Land $26,928 Building $69,194 |
| 2022 | $1,490.00 | $86,077 Land $24,235 Building $61,842 | $86,077 Land $24,235 Building $61,842 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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