Bay County property record for 3520 E 3rd St, Panama City, FL 32401 · Last verified February 2026
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 9,100 sqft · built 2019 |
| Lot Size | 1.7 acres (74,357 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,555,000 (Jul 2015) |
| Tax Bill | $12,234 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23521-010-000 |
| Primary APN | 23521-010-000 |
|---|
| Total Rooms | 2 Rooms |
|---|---|
| Building Area | 9,100 sqft Total Area |
| 1st Floor Area | 7,605 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Steel Frame/Truss |
| Roof Material | Metal |
| Lot Area | 74,357 sqft (1.7 acres) |
| Lot Dimensions | 285 ft deep x 261 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3520 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5666 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | 11 4S 14W -495.1- COMM AT TH NW1/4 OF SW1/4 OF SEC TH S 50' TO S ROW LI OF SR |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1000 |
Source: Bay County records · APN 23521-010-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2579 MILLENNIUM CIR, MELBOURNE, FL 32940-7269 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2015 · Amount on Record |
| Deed Sale | Jul 10, 2015 · Amount on Record |
| Deed Document Number | 2015037553 |
| Deed Book / Page | 3714 / 0521 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,234.00 (-6.15%) | $771,458 (-0.93%) Land $285,069 Building $486,389 | $771,458 (-0.93%) Land $285,069 Building $486,389 |
| 2023 | $13,036.00 (+14.52%) | $778,724 (+7.19%) Land $285,069 Building $493,655 | $778,724 (+7.19%) Land $285,069 Building $493,655 |
| 2022 | $11,383.00 | $726,499 Land $228,055 Building $498,444 | $726,499 Land $228,055 Building $498,444 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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