3529 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 3529 E 3rd St, Panama City, FL 32401 · Last verified February 2026

Property Summary

Property Type	Vacant Land
Details	12,204 sqft · built 1942
Lot Size	3.05 acres (133,076 sqft)
Owner	Individual Name on File
Flood Zone	Zone X (minimal risk)
APN	`23169-000-000`

Property Details

APN / Parcel Number

Primary APN	`23169-000-000`

Interior

Total Rooms	22 Rooms
Stories	1 Story
Building Area	12,204 sqft
1st Floor Area	12,204 sqft

Exterior

Year Built	Built 1942
Exterior Material	Concrete Block/Stucco
Construction Type	Steel Frame
Lot Area	133,076 sqft (3.05 acres)
Lot Dimensions	619 ft deep x 215 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3529 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32401-6001
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	11 4S 14W-163-118C1 BEG 377' E OFNW COR OF SW1/4 OF SW1/4 OF NE1/4TH E TO RR S 619' TO RW
Legal Range	14W
Legal Township	04S
Legal Section	11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2014
Census Tract	1000

Owner

Source: Bay County records · APN 23169-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3529 E 3RD ST, PANAMA CITY, FL 32401-6001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$75,575 (-) Land $65,575 Building $10,000	$75,575 (-) Land $65,575 Building $10,000
2023	Additional exemption filed	$75,575 Land $65,575 Building $10,000	$75,575 Land $65,575 Building $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050010002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force 2 of 3 on primary residences
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Nov 2020, rainfall accumulation
Flood Events	Severe Storms And Flooding (Jul 2013), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.