Polk County property record for 3533 Howard Gap Rd, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 2 ba · 1,104 sqft · built 1986 |
| Lot Size | 6.82 acres (297,079 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $47,000 (Sep 1986) |
| Tax Bill | $1,582 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P34-69 |
| Primary APN | P34-69 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,104 sqft Finished Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 297,079 sqft (6.82 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 11520 |
|---|---|
| Street Address | 3533 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-9853 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | 6.82 ACRES, P34 MAP P34 |
| Legal Subdivision | MAP P34 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3535 HOWARD GAP RD, SALUDA, NC 28773-9853 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 1986 · Amount on Record |
| Deed Sale | Sep 2, 1986 · Amount on Record |
| Deed Book / Page | 91 / 1681 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,582.00 (+1.28%) | $268,125 (-) Land $128,560 Building $139,565 | $268,125 (-) Land $128,560 Building $139,565 |
| 2025 | $1,562.00 (+31.59%) | $268,125 (+56.71%) Land $128,560 Building $139,565 | $268,125 (+56.71%) Land $128,560 Building $139,565 |
| 2023 | $1,187.00 | $171,095 Land $83,740 Building $87,355 | |
| 2021 | $171,095 Land $83,740 Building $87,355 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Skyrunner, Spectrum.
5G (outdoors only) and 4G LTE
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