Polk County property record for 3533 Howard Gap Rd, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 2 ba · 1,104 sqft · built 1986 |
| Lot Size | 6.82 acres (297,079 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $47,000 (Sep 1986) |
| Tax Bill | $1,582 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P34-69 |
| Primary APN | P34-69 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,104 sqft Finished Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 297,079 sqft (6.82 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 11520 |
|---|---|
| Street Address | 3533 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-9853 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | 6.82 ACRES, P34 MAP P34 |
| Legal Subdivision | MAP P34 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920303 |
3533 Howard Gap Rd is owned by two individuals who bought it in September 1986.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3535 HOWARD GAP RD, SALUDA, NC 28773-9853 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 1986 · Amount on File |
| Deed Sale | Sep 2, 1986 · Amount on File |
| Deed Book / Page | 91 / 1681 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3533 Howard Gap Rd was $1,582, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,582.00 (+1.28%) | $268,125 (-) Land $128,560 Building $139,565 | $268,125 (-) Land $128,560 Building $139,565 |
| 2025 | $1,562.00 | $268,125 Land $128,560 Building $139,565 | $268,125 Land $128,560 Building $139,565 |
| 2023 | $1,187.00 | $171,095 Land $83,740 Building $87,355 | |
| 2021 | $171,095 Land $83,740 Building $87,355 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3533 Howard Gap Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3533 Howard Gap Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Skyrunner, Spectrum.
5G (outdoors only) and 4G LTE
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