Polk County property record for 3520 Howard Gap Rd, Saluda, NC 28773
| Property Type | Religious, Church, Worship (Synagogue, Temple, Parsonage) |
|---|---|
| Details | 1 ba · 1,168 sqft · built 1930 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,636 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P34-10 |
| Primary APN | P34-10 |
|---|---|
| Alternative APN |
|
| Building Area | 1,168 sqft Finished Area |
|---|---|
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Lot Area | 98,010 sqft (2.25 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18618 |
|---|---|
| Street Address | 3520 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Other |
| Property Type | Other > Religious, Church, Worship (Synagogue, Temple, Parsonage) |
| Local Zoning Code | MX |
| Legal Description | SR 1122, P34 MAP P34 |
| Legal Subdivision | MAP P34 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 194, SALUDA, NC 28773-0194 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 175 / 405 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,636.00 (+1.27%) Additional exemption filed | $446,796 (-) Land $101,250 Building $345,546 | $446,796 (-) Land $101,250 Building $345,546 |
| 2025 | $2,603.00 (+23.54%) Additional exemption filed | $446,796 (+47.17%) Land $101,250 Building $345,546 | $446,796 (+47.17%) Land $101,250 Building $345,546 |
| 2023 | $2,107.00 Additional exemption filed | $303,590 Land $56,250 Building $247,340 | |
| 2021 | $303,590 Land $56,250 Building $247,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Skyrunner, Spectrum.
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