3533 Harding Rd, Jackson, MI 49203 Property Records

Jackson County property record for 3533 Harding Rd, Jackson, MI 49203

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,613 sqft · built 1961
Lot Size0.852 acres (37,113 sqft)
OwnerIndividual Name on Record
Tax Bill$1,634 (2025)
Deeds & MortgagesJul 2021 Second Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN445-13-16-402-031-00

Property Details

APN / Parcel Number

Primary APN445-13-16-402-031-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,613 sqft Living Area
1st Floor Area1,056 sqft
Basement Area576 sqft
Unfinished Basement576 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleTri-Level
Exterior MaterialWood Siding
Lot Area37,113 sqft (0.852 acres)
Lot Dimensions375 ft deep x 198 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3533 HARDING RD
CityJACKSON
StateMI
Zip49203-5122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionLOTS 41 AND 42 SHARP PARK SUBDIVISION
Legal SubdivisionSHARP PARK SUBDIVISION
Legal Lot Number41-42
JurisdictionJACKSON MI
Township / Civil DivisionSUMMIT
Census Block Group2
Census Block2008
Census Tract5202

Owner

Source: Jackson County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3533 HARDING RD, JACKSON, MI 49203-5122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 16, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 26, 2020
Transfer Doc0002864964
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address3533 HARDING RD, JACKSON, MI 49203-5122
Transaction TypeMortgage
Record UpdatedDec 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3533 HARDING RD, JACKSON, MI 49203-5122

Mortgage

Document Number0002890257
DateJul 29, 2021
Book Page2193/167
Instrument2890257
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MI
Recording DateNov 16, 2020
Property Address3533 HARDING RD, JACKSON, MI 49203-5122
Document Number0002864964
Book / Page002173 / 000874
Instrument DateOct 26, 2020
Instrument2864964
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3533 HARDING RD JACKSON MI 492035122, JACKSON, MI 49203-5122

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionSummit Township
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$119,900 (+0.25%)$239,800 (+0.25%)
2025$1,634.00 (-32.92%)$119,600 (+26.96%)$239,200 (+26.96%)
2024$2,436.00 (+11.79%)
2023$94,200$188,400
2020$2,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMMIT TOWNSHIP
serves 25,355 people · EPA ID MI0006450
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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