3530 Harding Rd, Jackson, MI 49203 Property Records

Jackson County property record for 3530 Harding Rd, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,094 sqft · built 1947
Lot Size	0.283 acres (12,327 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Jun 2013)
Tax Bill	$1,660 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`445-13-16-401-012-00`

Property Details

APN / Parcel Number

Primary APN	`445-13-16-401-012-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Wood Siding
Lot Area	12,327 sqft (0.283 acres)
Lot Dimensions	187 ft deep x 66 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3530 HARDING RD
City	JACKSON
State	MI
Zip	49203-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU1
Legal Description	LOT 18 SHARP PARK SUBDIVISION
Legal Subdivision	SHARP PARK SUBDIVISION
Legal Lot Number	18
Legal Unit	18
Jurisdiction	JACKSON MI
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2004
Census Tract	5202

Owner

Source: Jackson County records · APN 445-13-16-401-012-00

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	744 W MICHIGAN AVE, 301B, JACKSON, MI 49201-1900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2013 · Amount on Record
Deed Sale	Jun 11, 2013 · Amount on Record
Prior Sale	Mar 14, 2003 · Amount on Record
Deed Document Number	20132655255
Deed Book / Page	2012 / 467
Prior Transfer Date	Jun 30, 2009
Prior Transfer Doc	0002541537
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	3530 HARDING RD, JACKSON, MI 49203-5123
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002814192
Date	Feb 01, 2019
Book Page	2134/0804
Instrument	2814192

Lender

Name	ANN ARBOR STATE BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Summit Township
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,300 (+1.84%)	$132,600 (+1.84%)
2025	$1,660.00 (-21.18%)	$65,100 (+18.36%)	$130,200 (+18.36%)
2024	$2,106.00 (+13.23%)
2023		$55,000	$110,000
2020	$1,860.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Based on FCC filings for 270 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUMMIT TOWNSHIP serves 25,355 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.