Jackson County property record for 3523 Harding Rd, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,298 sqft · built 1959 |
| Lot Size | 0.283 acres (12,327 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Jan 2021) |
| Tax Bill | $1,998 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 445-13-16-402-033-00 |
| Primary APN | 445-13-16-402-033-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Wood Siding |
| Lot Area | 12,327 sqft (0.283 acres) |
| Lot Dimensions | 187 ft deep x 66 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3523 HARDING RD |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-5122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | LOT 44 SHARP PARK SUBDIVISION |
| Legal Subdivision | SHARP PARK SUBDIVISION |
| Legal Lot Number | 44 |
| Legal Unit | 44 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 5202 |
Source: Jackson County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3523 HARDING RD, JACKSON, MI 49203-5122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2026 | Intrafamily Transfer, Transfer |
| Dec 31, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 14, 2021 | Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on Record |
| Deed Sale | Jan 14, 2021 · Amount on Record |
| Deed Document Number | 20212870053 |
| Deed Book / Page | 2177 / 763 |
| Prior Transfer Date | Apr 5, 2004 |
| Prior Transfer Doc | 0002346300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Jan 6, 2026 |
| Property Address | 3523 HARDING RD, JACKSON, MI 49203-5122 |
| Document Number | 0002996934 |
| Book / Page | 2275 / 241 |
| Map Reference | LB 11 PG 7 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2996934 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3523 HARDING RD, JACKSON, MI 49203-5122 |
| Name | Verified Name |
|---|---|
| Address | 3523 HARDING RD, JACKSON, MI 49203-5122 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Dec 31, 2025 |
| Property Address | 3523 HARDING RD, JACKSON, MI 49203-5122 |
| Document Number | 0002996684 |
| Book / Page | 2274 / 1291 |
| Map Reference | LB 11 PG 7 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2996684 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3523 HARDING RD, JACKSON, MI 49203-5122 |
| Name | Verified Name |
|---|---|
| Address | 3523 HARDING RD, JACKSON, MI 49203-5122 |
| Investor | Possibly a Property Investor |
| Document Number | 0022741292 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2274/1292 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Jan 14, 2021 |
| Property Address | 3523 HARDING RD, JACKSON, MI 49203-5122 |
| Document Number | 0002870053 |
| Book / Page | 2177 / 763 |
| Map Reference | LB 11 PG 07 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2870053 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,247.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1500 W NORTH ST APT A20, A20, JACKSON, MI 49202-3170 |
| Document Number | 0021770764 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2177-0764 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Summit Township |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,400 (+1.03%) | $176,800 (+1.03%) | |
| 2025 | $1,998.00 (-32.5%) Homeowner's exemption | $87,500 (+11.04%) | $175,000 (+11.04%) |
| 2024 | $2,960.00 (+90.97%) | ||
| 2023 | $78,800 | $157,600 | |
| 2020 | $1,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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