Harrison County property record for 3532 E James Cir, Pass Christian, MS 39571
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 883 sqft · built 1963 |
| Owner | Trust Name on File |
| Tax Bill | $752 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 0412K-03-003.000 |
| Primary APN | 0412K-03-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 883 sqft Adjusted Area |
| 1st Floor Area | 640 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 087054 |
|---|---|
| Street Address | 3532 E JAMES CIR |
| City | PASS CHRISTIAN |
| State | MS |
| Zip | 39571-5209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RONALD J SEPANEK REV LIVING TRUST- -2023-25340- LOT 3 BLK 2 KNOLLWOOD SUBD UNIT #1 |
| Legal Range | 12 |
| Legal Township | 08 |
| Legal Section | 19 |
| Legal Subdivision | KNOLLWOOD SUBD UNIT 1 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 3104 |
3532 E James Cir is owner-occupied and held in a trust since December 2023.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3534 E JAMES CIR, PASS CHRISTIAN, MS 39571-5209 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 18, 2023 |
| Transfer Doc | 20230025340DJ1 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3532 E James Cir was $752, up 4.9% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $752.00 (+4.88%) | $7,684 | $51,225 Land $6,900 Building $44,325 |
| 2024 | $717.00 (+95.9%) | ||
| 2023 | $366.00 (+67.12%) Homeowner's exemption Disabled Person's exemption | $3,730 | $37,295 Land $6,900 Building $30,395 |
| 2022 | $219.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3532 E James Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 157 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 157 in force |
| Nearby Flood Claims | 31 (2005–2021) |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3532 E James Cir is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 92% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures