3532 45th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 3532 45th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	1,106 sqft · built 2001
Lot Size	0.233 acres (10,140 sqft)
Owner	Company Name on Record
Last Sale	$293,800 (Oct 2021)
Tax Bill	$4,850 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-5510-00600-000`

Property Details

APN / Parcel Number

Primary APN	`01-5510-00600-000`

Interior

Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Lot Area	10,140 sqft (0.233 acres)
Lot Dimensions	130 ft deep x 78 ft wide

Location & Zoning

Street Address	3532 45TH AVE S
City	FARGO
State	ND
Zip	58104-6676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 10 BLOCK: 3 ADDITION: FOX RUN THIRD ADDITION ADDITIONAL: FOX RUN 3RD LT 10 BLK 3
Legal Subdivision	FOX RUN 3RD
Legal Block	3
Legal Lot Number	10
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	4
Census Block	4010
Census Tract	10303

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3532 45TH AVE S, FARGO, ND 58104-6676
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CORPORATION
Feb 9, 2026	Deed of Trust, Mortgage MTKTCAPITAL CORP
Jan 7, 2026	Deed of Trust, Mortgage · Commercial Mortgage TB KT CAPITAL INC
Oct 25, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE V INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	20211649197
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0001649197
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Recording Date	Aug 6, 2026
Property Address	3532 45TH AVE S, FARGO, ND 58104-6676
Document Number	0001764836
Instrument Date	May 28, 2026
Instrument	20261764836
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001764836,
Date	Aug 6, 2026
Instrument	20261764836

Lender

Name	CAPITAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3532 45TH AVE S, FARGO, ND 58104-6676
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 45TH AVE S, FARGO, ND 58104-6676

Mortgage

Document Number	0001752014
Date	Feb 9, 2026
Instrument	1752014

Lender

Name	MTKTCAPITAL CORP
Type	Non-Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Amount	Amount Recorded

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	3532 45TH AVE S, FARGO, ND 58104-6676
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 45TH AVE S, FARGO, ND 58104-6676

Mortgage

Document Number	0001750310
Date	Jan 7, 2026
Instrument	1750310

Lender

Name	TB KT CAPITAL INC
Type	Non-Lending Institution
Address	GLEN ALLEN, VA 23060

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Oct 25, 2021
Property Address	3532 45TH AVE S, FARGO, ND 58104-6676
Document Number	0001649197
Instrument Date	Oct 19, 2021
Instrument	1649197
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3532 45TH AVE S, FARGO, ND 58104-6676

Mortgage

Document Number	0001649198
Date	Oct 25, 2021
Instrument	1649198

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,850.00 (+17.6%)	$172,050 (+12.34%) Land $36,400 Building $135,650	$344,100 (+12.34%) Land $72,800 Building $271,300
2023	$4,124.00	$153,150 Land $36,400 Building $116,750	$306,300 Land $72,800 Building $233,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	101 (1997–2011)
Claims Outside the SFHA	98 of 101
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 12 claims Severe Storms And Flooding, Apr 2009 · 48 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Verizon.

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