Cass County property record for 3516 45th Ave S, Fargo, ND 58104
| Property Type | Single Family Home |
|---|---|
| Details | 1,165 sqft · built 1999 |
| Lot Size | 0.233 acres (10,140 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,000 (Oct 2013) |
| Tax Bill | $3,158 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-5510-00580-000 |
| Primary APN | 01-5510-00580-000 |
|---|
| Building Area | 1,165 sqft Living Area |
|---|---|
| 1st Floor Area | 1,165 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Lot Area | 10,140 sqft (0.233 acres) |
| Lot Dimensions | 130 ft deep x 78 ft wide |
| Street Address | 3516 45TH AVE S |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58104-6676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | LOT: 8 BLOCK: 3 ADDITION: FOX RUN THIRD ADDITION ADDITIONAL: FOX RUN 3RD LT 8 BLK 3 |
| Legal Subdivision | FOX RUN 3RD |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 10303 |
Source: Cass County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3516 45TH AVE S, FARGO, ND 58104-6676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2013 · Amount on Record |
| Deed Sale | Oct 11, 2013 · Amount on Record |
| Prior Sale | Jul 19, 2005 |
| Deed Document Number | 20131402002 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 3516 45TH AVE S, FARGO, ND 58104-6676 |
| Document Number | 0001548351 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3516 45TH AVE S FARGO ND 581046676, FARGO, ND 58104-6676 |
| Document Number | 0001548351 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 1548351 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,158.00 (-22.06%) | $166,300 (+12.33%) Land $36,400 Building $129,900 | $332,600 (+12.33%) Land $72,800 Building $259,800 |
| 2023 | $4,052.00 | $148,050 Land $36,400 Building $111,650 | $296,100 Land $72,800 Building $223,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 101 (1997–2011) |
| Claims Outside the SFHA | 98 of 101 |
| Most Recent Claim | Apr 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Fidium Fiber, Verizon.
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