Cass County property record for 3540 45th Ave S, Fargo, ND 58104
| Property Type | Single Family Home |
|---|---|
| Details | 1,155 sqft · built 2000 |
| Lot Size | 0.236 acres (10,290 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Feb 2014) |
| Tax Bill | $3,230 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-5510-00610-000 |
| Primary APN | 01-5510-00610-000 |
|---|
| Building Area | 1,155 sqft Living Area |
|---|---|
| 1st Floor Area | 1,155 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Lot Area | 10,290 sqft (0.236 acres) |
| Lot Dimensions | 130 ft deep x 79 ft wide |
| Street Address | 3540 45TH AVE S |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58104-6676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | LOT: 11 BLOCK: 3 ADDITION: FOX RUN THIRD ADDITION ADDITIONAL: FOX RUN 3RD LT 11 BLK 3 |
| Legal Subdivision | FOX RUN 3RD |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 10303 |
Source: Cass County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3540 45TH AVE S, FARGO, ND 58104-6676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2014 · Amount on Record |
| Deed Sale | Feb 26, 2014 · Amount on Record |
| Prior Sale | Apr 7, 2008 · Amount on Record |
| Deed Document Number | 201411670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 3540 45TH AVE S, FARGO, ND 58104-6676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE COMPANY RESIDENTIAL |
| Name | Verified Name |
|---|
| Document Number | 0001593328 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 1593328 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,230.00 (-21.7%) | $165,150 (+12.35%) Land $36,850 Building $128,300 | $330,300 (+12.35%) Land $73,700 Building $256,600 |
| 2023 | $4,125.00 | $147,000 Land $36,850 Building $110,150 | $294,000 Land $73,700 Building $220,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 101 (1997–2011) |
| Claims Outside the SFHA | 98 of 101 |
| Most Recent Claim | Apr 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.2% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: CenturyLink, Otter Tail Telecom, T-Mobile, Verizon.
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