3531 Old Trail Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3531 Old Trail Rd, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details8.5 ba · 8,696 sqft · built 2001
Lot Size3.18 acres (138,521 sqft)
Owner2 Individual Names on File
Last Sale$1,325,000 (Mar 2021)
Tax Bill$18,447 (2025)
Deeds & MortgagesJul 2023 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-753-90092738

Property Details

APN / Parcel Number

Primary APN01-753-90092738
Alternative APNs
  • 175390092738
  • 75390092738

Interior

Full Baths8.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area8,696 sqft Living Area
Gross Area9,781 sqft
1st Floor Area3,060 sqft
Basement Area2,448 sqft
Finished Basement2,448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area138,521 sqft
Garage TypeAttached
Garage Area1,085 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area1,064 sqft
PorchOpen Porch
Porch Area264 sqft
Patio Area1,440 sqft
Bath House200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number75390092738
Street Address3531 OLD TRAIL RD
CityEDGEWATER
StateMD
Zip21037-2704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLT 34 PAR E SOUTH RIVER COLONY
Legal SubdivisionSOUTH RIVER COLONY
Legal Block2
Legal Lot Number34
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2009
Census Tract701301

Owner

3531 Old Trail Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address3531 OLD TRAIL RD, EDGEWATER, MD 21037-2704
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
NATIONWIDE MORTGAGE BANKERS INC
Mar 11, 2021Deed, Transfer · Conventional Mortgage
NATIONWIDE MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2021 · Amount on File
Deed SaleMar 11, 2021 · Amount on File
Prior SaleDec 21, 2009 · Amount on File
Deed Book / Page36335 / 476
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3531 OLD TRAIL RD, EDGEWATER, MD 21037-2704
Transaction TypeMortgage
Record UpdatedAug 2, 2023
Title CompanyXPRESS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0397920012
DateJul 14, 2023
Book Page39792/12
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term326 Months
DueSep 1, 2050

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMar 11, 2021
Property Address3531 OLD TRAIL RD, EDGEWATER, MD 21037-2704
Document Number0363350476
Book / Page36335 / 476
Map ReferenceMB 181 PG 18-33
Instrument DateJul 30, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyXPRESS TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$19,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3531 OLD TRAIL RD, EDGEWATER, MD 21037-2704

Mortgage

Document Number36335483
DateMar 11, 2021
Instrument36335/483
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3531 Old Trail Rd was $18,447.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,682,800 Land $200,300 Building $1,482,500$1,682,800 Land $200,300 Building $1,482,500
2025$18,447.00
2023$16,689.00$1,528,300 Land $250,300 Building $1,278,000$1,528,300 Land $250,300 Building $1,278,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3531 Old Trail Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims7 (2008–2022)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3531 Old Trail Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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