3520 Old Trail Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3520 Old Trail Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	5 ba · 6,407 sqft · built 2000
Lot Size	2.16 acres (94,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Apr 2023)
Tax Bill	$13,570 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-753-90092735`

Property Details

APN / Parcel Number

Primary APN	`01-753-90092735`
Alternative APNs	`175390092735` `75390092735`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	6,407 sqft Living Area
Gross Area	7,037 sqft
1st Floor Area	2,661 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	94,525 sqft
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	80 sqft
Deck Area	712 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	75390092735
Street Address	3520 OLD TRAIL RD
City	EDGEWATER
State	MD
Zip	21037-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT 31 PAR E SOUTH RIVER COLONY
Legal Subdivision	SOUTH RIVER COLONY
Legal Block	2
Legal Lot Number	31
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2009
Census Tract	701301

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 OLD TRAIL RD, EDGEWATER, MD 21037-2701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Jun 2, 2010 · Amount on Record
Deed Book / Page	39567 / 266
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 5, 2023
Property Address	3520 OLD TRAIL RD, EDGEWATER, MD 21037-2701
Document Number	0395670266
Book / Page	39567 / 266
Map Reference	MB 181 PG 20
Instrument Date	Mar 30, 2023
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3520 OLD TRAIL RD, EDGEWATER, MD 21037-2701

Mortgage

Document Number	0395670272
Date	Apr 5, 2023
Book Page	39567/272

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,206,800 (+6.16%) Land $195,700 Building $1,011,100	$1,206,800 (+6.16%) Land $195,700 Building $1,011,100
2025	$13,570.00 (+9.32%)
2023	$12,413.00	$1,136,800 Land $245,700 Building $891,100	$1,136,800 Land $245,700 Building $891,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (2008–2022)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20