3528 Old Trail Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3528 Old Trail Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 7,726 sqft · built 1999
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Apr 2024)
Tax Bill	$15,597 (2025)
Deeds & Mortgages	Sep 2025 Transfer Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-753-90092736`

Property Details

APN / Parcel Number

Primary APN	`01-753-90092736`
Alternative APNs	`175390092736` `75390092736`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,726 sqft Living Area
Gross Area	8,462 sqft
1st Floor Area	3,302 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	89,298 sqft
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	880 sqft
Porch	Open Porch
Porch Area	344 sqft
Patio Area	400 sqft
Gazebo	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	75390092736
Street Address	3528 OLD TRAIL RD
City	EDGEWATER
State	MD
Zip	21037-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT 32 PAR E SOUTH RIVER COLONY
Legal Subdivision	SOUTH RIVER COLONY
Legal Block	2
Legal Lot Number	32
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2009
Census Tract	701301

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3528 OLD TRAIL RD, EDGEWATER, MD 21037-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Intrafamily Transfer, Transfer PRIME TITLE GROUP LLC, DPR TITLE GROUP LLC
Apr 2, 2024	Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC
Mar 6, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on Record
Deed Sale	Apr 2, 2024 · Amount on Record
Prior Sale	Jan 22, 2008 · Amount on Record
Deed Book / Page	40335 / 302
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 11, 2025
Property Address	3528 OLD TRAIL RD, EDGEWATER, MD 21037-2701
Document Number	0416350165
Book / Page	41635 / 165
Map Reference	MB 181 PG18-33PL9593
Instrument Date	Aug 27, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	PRIME TITLE GROUP LLC, DPR TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3528 OLD TRAIL RD, EDGEWATER, MD 21037-2701

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 2, 2024
Property Address	3528 OLD TRAIL RD, EDGEWATER, MD 21037-2701
Document Number	0403350302
Book / Page	40335 / 302
Map Reference	MB 181 PG18-33PL9593
Instrument Date	Mar 27, 2024
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3528 OLD TRAIL RD, EDGEWATER, MD 21037-2701

Mortgage

Document Number	0040335310
Date	Apr 2, 2024
Instrument	40335/310

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3528 OLD TRAIL RD, EDGEWATER, MD 21037-2701
Document Number	0307840125
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3528 OLD TRAIL RD EDGEWATER MD 210372701, EDGEWATER, MD 21037-2701

Mortgage

Document Number	0307840125
Date	Mar 30, 2017
Book Page	030784/000125

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,403,700 (+2.49%) Land $195,200 Building $1,208,500	$1,403,700 (-) Land $195,200 Building $1,208,500
2025	$15,597.00 (+15.01%)	$1,369,567 (+5.25%)	$1,403,700 (+7.87%) Land $195,200 Building $1,208,500
2023	$13,562.00 Homeowner's exemption	$1,301,300 Land $245,200 Building $1,056,100	$1,301,300 Land $245,200 Building $1,056,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (2008–2022)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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