1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Carmel Rd

3530 Carmel Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3530 Carmel Rd, Saint Augustine, FL 32086 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage1,300 sqft Living Area
Lot Size7,840 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2025)
Tax Bill$1,841.00 (2025)

Property Details

APN / Parcel Number

Primary APN244400-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,300 sqft Living Area
Gross Area1,540 sqft Gross Area
1st Floor988 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area7,840 sqft (0.18 acres)
Lot Width80 ft Width
Deck Area102 sqft Deck
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3530 CARMEL RD
CitySAINT AUGUSTINE
StateFL
Zip32086-6324
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description8-58 ST AUG SOUTH UT 22 LOTS 6143 & 6144 OR6158/1072
Legal Range30E
Legal Township08S
Legal Section38
Legal SubdivisionST. AUGUSTINE SOUTH UNIT 22
Legal Block22
Legal Lot Number6143
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup3
Census Block3020
Census Tract21302

Owner

Source: St. Johns County records · APN 244400-0000

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3530 CARMEL RD, SAINT AUGUSTINE, FL 32086-6324
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
CROSSCOUNTRY MORTGAGE
Jan 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP
May 30, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 22, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2025 · Amount on Record
Deed SaleMay 30, 2025 · Amount on Record
Prior SaleJul 20, 2016 · Amount on Record
Deed Doc Number202542732
Deed Book / Page6158 / 1072
Prior Transfer DateMar 21, 2022
Prior Transfer Doc0055201088
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateApr 08, 2026
Property Address3530 CARMEL RD, SAINT AUGUSTINE, FL 32086-6324
Document Number0000029571
Book / Page6339 / 1241
Instrument DateMar 31, 2026
Instrument202629571
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address3530 CARMEL RD, SAINT AUGUSTINE, FL 32086-6324

Mortgage

Document Number0000029571,
DateApr 08, 2026
Book Page6339/1241
Instrument202629571
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3530 CARMEL RD, SAINT AUGUSTINE, FL 32086-6324
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyFIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3530 CARMEL RD, SAINT AUGUSTINE, FL 32086-6324

Mortgage

Document Number0054591318
DateJan 03, 2022
Book Page5459/1318
Instrument2022000242
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 30, 2025
Property Address3530 CARMEL RD, SAINT AUGUSTINE, FL 32086-6324
Document Number0061581072
Book / Page6158 / 1072
Map ReferenceMB 8 PG 50
Instrument DateMay 27, 2025
Instrument2025042732
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyUNKNOWN, FLORIDA CLOSING COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address44 BRISA AVESCAN, SAINT AUGUSTINE, FL 32084

Transferred To (Grantee/Buyer)

NameVerified Name
Address3530 CARMEL RD, SAINT AUGUSTINE, FL 32086-6324

Mortgage

Document Number0061581074
DateMay 30, 2025
Instrument6158/1074
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMar 22, 2022
Property Address3530 CARMEL RD, SAINT AUGUSTINE, FL 32086-6324
Document Number0055201088
Book / Page5520 / 1088
Map ReferenceMB 8 PG 58
Instrument DateMar 21, 2022
Instrument2022030097
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address10317 ORANGE GROVE DR, TAMPA, FL 33618-4031

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$254,597 (+68.97%) Land $104,880 Building $149,717$254,597 (+0.01%) Land $104,880 Building $149,717
2025$1,841.00 (+15.42%) Homeowner's exemption$150,674 (+2.9%)$254,560 (+2.59%) Land $107,040 Building $147,520
2024$1,595.00 (+2.31%) Homeowner's exemption$146,428 (+3%)$248,124 (-1.47%) Land $107,040 Building $141,084
2023$1,559.00 (+4%) Homeowner's exemption$142,163 (+3%)$251,825 (+7.9%) Land $107,040 Building $144,785
2022$1,499.00 Homeowner's exemption$138,022$233,377 Land $71,680 Building $161,697

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Carmel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures