St. Johns County property record for 3496 Carmel Rd, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,305 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $99,000 (2011) |
| Tax Bill | $1,611.00 (2025) |
| Primary APN | 244380-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,305 sqft Living Area |
| 1st Floor | 1,005 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Width | 80 ft Width |
| Patio Area | 56 sqft Patio |
| Porch Area | 75 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3496 CARMEL RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 8-58 ST AUG SOUTH UT 22 LOTS 6137 & 6138 OR3428/1336 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 38 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 22 |
| Legal Block | 22 |
| Legal Lot Number | 6137 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 21302 |
Source: St. Johns County records · APN 244380-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3496 CARMEL RD, SAINT AUGUSTINE, FL 32086-6406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage PLANET HOME LENDING LLC |
| Jan 19, 2017 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Jul 15, 2019 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage PLANET HM LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 18, 2011 · Amount on Record |
| Deed Sale | Apr 18, 2011 · Amount on Record |
| Prior Sale | Sep 30, 2010 |
| Deed Doc Number | 201119618 |
| Deed Book / Page | 3428 / 1336 |
| Prior Transfer Date | Mar 12, 2008 |
| Prior Transfer Doc | 0030561366 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3496 CARMEL RD, SAINT AUGUSTINE, FL 32086-6406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3496 CARMEL RD, SAINT AUGUSTINE, FL 32086-6406 |
| Document Number | 0056171349 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 5617/1349 |
| Instrument | 2022079410 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3496 CARMEL RD, SAINT AUGUSTINE, FL 32086-6406 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043181430 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 4318/1430 |
| Instrument | 2017004175 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3496 CARMEL RD, SAINT AUGUSTINE, FL 32086-6406 |
| Document Number | 0047901587 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3496 CARMEL RD ST AUGUSTINE FL 320866406, ST AUGUSTINE, FL 32086-6406 |
| Document Number | 0047901587 |
|---|---|
| Date | Sep 09, 2019 |
| Book Page | 004790/001587 |
| Instrument | 66060 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 08, 2049 |
| Rate | 4.25% |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,190 (+2.7%) | $238,318 (+0.9%) Land $104,880 Building $133,438 | |
| 2025 | $1,611.00 (+16.23%) Homeowner's exemption | $133,583 (+2.9%) | $236,194 (+1.85%) Land $107,040 Building $129,154 |
| 2024 | $1,386.00 (+2.36%) Homeowner's exemption | $129,818 (+3%) | $231,905 (-2.07%) Land $107,040 Building $124,865 |
| 2023 | $1,354.00 (+4.23%) Homeowner's exemption | $126,037 (+3%) | $236,798 (+10.59%) Land $107,040 Building $129,758 |
| 2022 | $1,299.00 Homeowner's exemption | $122,366 | $214,114 Land $71,680 Building $142,434 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures