3554 Carmel Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3554 Carmel Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1995
Square Footage	1,576 sqft Living Area
Lot Size	9,147 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$143,000 (2011)
Tax Bill	$1,744.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`244410-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,576 sqft Living Area
Gross Area	1,816 sqft Gross Area
1st Floor	1,576 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	9,147 sqft (0.21 acres)
Lot Width	90 ft Width
Garage Area	308 sqft Garage

Exterior Amenities

Pool Area	480 sqft Pool
Deck Area	Deck Area
Patio Area	40 sqft Patio
Porch Area	444 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3554 CARMEL RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-6324
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	8-58 ST AUG SOUTH UT 22 LOTS 6147 6148 & N10FT 6149 OR3427/685
Legal Range	30E
Legal Township	08S
Legal Section	38
Legal Subdivision	ST. AUGUSTINE SOUTH UNIT 22
Legal Block	3
Legal Lot Number	6147
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3020
Census Tract	21302

Owner

Source: St. Johns County records · APN 244410-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3554 CARMEL RD, SAINT AUGUSTINE, FL 32086-6324
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 2011 · Amount on Record
Deed Sale	Apr 13, 2011 · Amount on Record
Prior Sale	Jun 10, 2010 · Amount on Record
Deed Doc Number	201118752
Deed Book / Page	3427 / 685
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3554 CARMEL RD, SAINT AUGUSTINE, FL 32086-6324
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 CARMEL RD, SAINT AUGUSTINE, FL 32086-6324

Mortgage

Document Number	0052140902
Date	Mar 23, 2021
Book Page	5214/902
Instrument	2021031554

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,380 (+2.7%)	$324,345 (-1.56%) Land $117,990 Building $206,355
2025	$1,744.00 (+15.73%) Homeowner's exemption	$143,505 (+2.9%)	$329,498 (+6.27%) Land $120,420 Building $209,078
2024	$1,507.00 (+2.31%) Homeowner's exemption	$139,461 (+3%)	$310,055 (-2.6%) Land $120,420 Building $189,635
2023	$1,473.00 (+4.1%) Homeowner's exemption	$135,399 (+3%)	$318,327 (+8.56%) Land $120,420 Building $197,907
2022	$1,415.00 Homeowner's exemption	$131,455	$293,239 Land $80,640 Building $212,599

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.