3530 Bluff View Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3530 Bluff View Dr, Saint Charles, MO 63303 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,184 sqft · built 1979
Lot Size1.03 acres (45,302 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Feb 2021)
Tax Bill$4,249 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN584520A010

Property Details

APN / Parcel Number

Primary APN584520A010
Alternative APN
  • 3-0133-5181-00-0010.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,184 sqft Living Area
Gross Area3,558 sqft
1st Floor Area1,779 sqft
Basement Area1,185 sqft
Finished Basement405 sqft
Unfinished Basement780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,302 sqft
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area60 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number584520A010
Street Address3530 BLUFF VIEW DR
CitySAINT CHARLES
StateMO
Zip63303-6665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLUFFS #1 LOT 10
Legal SubdivisionBLUFFS #1
Legal Lot Number10
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group4
Census Block4004
Census Tract311148

Owner

Source: St. Charles County records · APN 584520A010

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3530 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6665
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2021 · Amount on Record
Deed SaleFeb 02, 2021 · Amount on Record
Deed Document Number202110173
Prior Transfer DateJan 29, 2021
Prior Transfer Doc0000010172
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 02, 2021
Property Address3530 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6665
Document Number2021R010173
Map ReferenceMB 19 PG 188
Instrument DateJan 29, 2021
Instrument2021R-010173
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10583 MERT AVE, 10583, SAINT ANN, MO 63074-3433

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3530 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6665

Mortgage

Document Number2021R010174
DateFeb 02, 2021
Instrument2021R-010174
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$70,817 (-)$372,718 (-) Land $100,000 Building $272,718
2025$4,249.00 (+9.2%)$70,817 (+12.59%)$372,718 (+12.59%) Land $100,000 Building $272,718
2024$3,891.00
2023$62,898
2022$331,040 Land $100,000 Building $231,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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