St. Charles County property record for 3526 Bluff View Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,968 sqft · built 1979 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $325,000 (Dec 2018) |
| Tax Bill | $5,395 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584520A011 |
| Primary APN | 584520A011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,968 sqft Living Area |
| Gross Area | 4,236 sqft |
| 1st Floor Area | 1,244 sqft |
| Basement Area | 1,204 sqft |
| Finished Basement | 520 sqft |
| Unfinished Basement | 684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft |
| Garage Type | Attached |
| Garage Area | 584 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 798 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 584520A011 |
|---|---|
| Street Address | 3526 BLUFF VIEW DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | BLUFFS #1 LOT 11 |
| Legal Subdivision | BLUFFS #1 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3526 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6665 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 6, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Dec 6, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2018 · Amount on Record |
| Deed Sale | Dec 6, 2018 · Amount on Record |
| Prior Sale | Dec 6, 2018 · Amount on Record |
| Deed Document Number | 2018682990 |
| Deed Book / Page | 7011 / 1400 |
| Prior Transfer Date | Dec 3, 2018 |
| Prior Transfer Doc | 0070111400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3526 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072580525 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 7258/525 |
| Instrument | 20200330000193240 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 6, 2018 |
| Property Address | 3526 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6665 |
| Document Number | 0070111400 |
| Book / Page | 007011 / 001400 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 682990 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3526 BLUFF VIEW DR ST CHARLES MO 633036665, ST CHARLES, MO 63303-6665 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 6, 2018 |
| Property Address | 3526 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6665 |
| Document Number | 0070111398 |
| Book / Page | 007011 / 001398 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 682980 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 526 BLUFF VIEW DR ST CHARLES MO 63303, ST CHARLES, MO 63303 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,039 (-) | $473,890 (-) Land $100,000 Building $373,890 | |
| 2025 | $5,395.00 (+8.6%) | $90,039 (+11.95%) | $473,890 (+11.95%) Land $100,000 Building $373,890 |
| 2024 | $4,968.00 | ||
| 2023 | $80,428 | ||
| 2022 | $423,307 Land $100,000 Building $323,307 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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