St. Charles County property record for 3518 Bluff View Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,290 sqft · built 1977 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $200,000 (Dec 2002) |
| Tax Bill | $6,010 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 584520A040 |
| Primary APN | 584520A040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,290 sqft Living Area |
| 1st Floor Area | 1,199 sqft |
| Basement Area | 1,435 sqft |
| Finished Basement | 1,004 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 132 sqft |
| Patio Area | 597 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 584520A040 |
|---|---|
| Old Parcel Number | 584520A040 |
| Street Address | 3518 BLUFF VIEW DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | BLUFFS #2 LOT 19 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | BLUFFS #2 |
| Legal Lot Number | 19 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3518 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6666 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2002 · Amount on Record |
| Deed Sale | Dec 27, 2002 · Amount on Record |
| Deed Document Number | 0031741868 |
| Deed Book / Page | 3174 / 1868 |
| Record Updated | Jun 8, 2026 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,010.00 | $100,346 (+9.48%) | $528,139 (+9.48%) Land $100,000 Building $428,139 |
| 2023 | $91,659 | ||
| 2022 | $482,418 Land $100,000 Building $382,418 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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