3529 Saint Stephen Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3529 Saint Stephen Ct, Arnold, MO 63010 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage588 sqft Living Area
Lot Size0.198 acres
GarageAttached, 440 sqft
OccupancyOwner Occupied
Last Sale$123,800 (1998)

Property Details

APN / Parcel Number

Primary APN01-9.0-32.0-3-001-036.15

Interior

Full Baths3 Baths
Building Area588 sqft Living Area
1st Floor1,028 sqft 1st Floor
2nd Floor440 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1989
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area8,631 sqft
Garage TypeAttached Garage
Garage Area440 sqft Garage
Porch1 Porch
Porch Area228 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3529 SAINT STEPHEN CT
CityARNOLD
StateMO
Zip63010-3973
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST JOHNS CROSSING 1 LOT 15
Legal Range06
Legal Township43
Legal Section32
Legal QuarterSW
Legal SubdivisionST JOHNS CROSSING 1
Legal Block1
Legal Lot Number15
JurisdictionJEFFERSON MO
Minor Civil DivisionARNOLD
Census Blockgroup1
Census Block1011
Census Tract700122

Owner

Source: Jefferson County records · APN 01-9.0-32.0-3-001-036.15

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3529 SAINT STEPHEN CT, ARNOLD, MO 63010-3973
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Deed of Trust, Mortgage · Line of Credit
TOGETHER CU
Feb 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Jan 14, 2021Deed of Trust, Mortgage
FLAT BR MTG
Dec 23, 2019Deed of Trust, Mortgage
FLAT BR MTG
Apr 03, 2019Deed of Trust, Mortgage
FLAT BR MTG
Oct 23, 2018Deed of Trust, Mortgage · Line of Credit
WEST CMNTY CU
Sep 18, 2017Deed of Trust, Mortgage
FLAT BR MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 1998 · Amount on Record
Deed SaleDec 15, 1998 · Amount on Record
Deed Doc Number0008872139
Deed Book / Page887 / 2139
Record RefreshedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3529 SAINT STEPHEN CT, ARNOLD, MO 63010-3973
Transaction TypeMortgage
Record UpdatedOct 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3529 SAINT STEPHEN CT, ARNOLD, MO 63010-3973

Mortgage

Document Number0000023395
DateSep 19, 2023
Instrument2023R-023395
Lender
NameTOGETHER CU
TypeCredit Union
AddressSAINT LOUIS, MO 63118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 30, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3529 SAINT STEPHEN CT, ARNOLD, MO 63010-3973
Transaction TypeMortgage
Record UpdatedMar 01, 2022
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3529 SAINT STEPHEN CT, ARNOLD, MO 63010-3973

Mortgage

Document Number0000005338
DateFeb 15, 2022
Instrument2022R-005338
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3529 SAINT STEPHEN CT, ARNOLD, MO 63010-3973
Document Number0000003375
Instrument DateJan 14, 2021
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3529 SAINT STEPHEN CT ARNOLD MO 630103973, ARNOLD, MO 63010-3973

Mortgage

Document Number0000003375
DateJan 22, 2021
Instrument3375
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount Recorded
Term180 Months
DueJan 21, 2036

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3529 SAINT STEPHEN CT, ARNOLD, MO 63010-3973
Document Number0000000368
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3529 SAINT STEPHEN CT ARNOLD MO 630103973, ARNOLD, MO 63010-3973

Mortgage

Document Number0000000368
DateJan 02, 2020
Instrument368
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount Recorded
Term180 Months
DueJan 01, 2035

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3529 SAINT STEPHEN CT, ARNOLD, MO 63010-3973
Document Number0000009507
Instrument DateApr 03, 2019
Transaction TypeMortgage
Record UpdatedMay 02, 2019
Title CompanyFREEDOM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3529 SAINT STEPHEN CT ARNOLD MO 630103973, ARNOLD, MO 63010-3973

Mortgage

Document Number0000009507
DateApr 09, 2019
Instrument9507
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount Recorded
Term180 Months
DueApr 08, 2034

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3529 SAINT STEPHEN CT, ARNOLD, MO 63010-3973
Document Number0000034168
Instrument DateOct 23, 2018
Transaction TypeMortgage
Record UpdatedNov 28, 2018
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3529 SAINT STEPHEN CT ARNOLD MO 630103973, ARNOLD, MO 63010-3973

Mortgage

Document Number0000034168
DateNov 07, 2018
Instrument34168
Lender
NameWEST CMNTY CU
TypeCredit Union
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 06, 2038
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3529 SAINT STEPHEN CT, ARNOLD, MO 63010-3973
Document Number0000029754
Instrument DateSep 18, 2017
Transaction TypeMortgage
Record UpdatedOct 05, 2017
Title CompanyTRUE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3529 SAINT STEPHEN CT ARNOLD MO 630103973, ARNOLD, MO 63010-3973

Mortgage

Document Number0000029754
DateSep 22, 2017
Instrument29754
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
AmountAmount Recorded
Term180 Months
DueSep 21, 2032

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityArnold City
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$36,200 (+9.04%) Land $4,800 Building $31,400
2024$190,700 (+9.03%) Land $25,300 Building $165,400
2023$2,308.00$33,200 Land $4,800 Building $28,400$174,900 Land $25,300 Building $149,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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