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3513 Saint Stephen Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3513 Saint Stephen Ct, Arnold, MO 63010

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,374 sqft · built 1991
Lot Size0.227 acres (9,894 sqft)
Owner2 Individual Names on File
Last Sale$258,700 (Jun 2020)
Tax Bill$2,140 (2024)
Deeds & MortgagesJun 2020 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-9.0-32.0-3-001-036.11

Property Details

APN / Parcel Number

Primary APN01-9.0-32.0-3-001-036.11

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,374 sqft Living Area
Gross Area1,794 sqft
1st Floor Area1,374 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Lot Area9,894 sqft (0.227 acres)
Lot Dimensions133 ft deep x 75 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchOpen Frame Porch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3513 SAINT STEPHEN CT
CityARNOLD
StateMO
Zip63010-3973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST JOHNS CROSSING 1 LOT 11
Legal Range6E
Legal Township43N
Legal Section32
Legal SubdivisionST JOHNS CROSSING 1
Legal Block1
Legal Lot Number11
JurisdictionJEFFERSON MO
Township / Civil DivisionARNOLD
Census Block Group1
Census Block1011
Census Tract700122

Owner

Source: Jefferson County records · APN 01-9.0-32.0-3-001-036.11

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3513 SAINT STEPHEN CT, ARNOLD, MO 63010-3973
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2020Warranty Deed, Transfer · FHA Mortgage
GUILD MTG
May 23, 2017Warranty Deed, Transfer · VA Mortgage
CORNERSTONE MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2020 · Amount on Record
Deed SaleJun 09, 2020 · Amount on Record
Prior SaleMay 23, 2017 · Amount on Record
Deed Document Number202020015
Prior Transfer DateOct 04, 2010
Prior Transfer Doc2010R035292
Record UpdatedJun 08, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateJun 09, 2020
Property Address3513 SAINT STEPHEN CT, ARNOLD, MO 63010-3973
Document Number0000020015
Instrument DateJun 05, 2020
Instrument20015
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3513 SAINT STEPHEN CT ARNOLD MO 630103973, ARNOLD, MO 63010-3973

Mortgage

Document Number20016
DateJun 09, 2020
Instrument20016
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 08, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateMay 23, 2017
Property Address3513 SAINT STEPHEN CT, ARNOLD, MO 63010-3973
Document Number0000015476
Instrument DateMay 19, 2017
Instrument15476
Transaction TypeTransfer
Record UpdatedJun 07, 2017
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3513 SAINT STEPHEN CT ARNOLD MO 630103973, ARNOLD, MO 63010-3973

Mortgage

Document Number15477
DateMay 23, 2017
Instrument15477
Lender
NameCORNERSTONE MTG
TypeMortgage Company
AddressCHESTERFIELD, MO 63005
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 22, 2047

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityArnold City
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$35,000 (+14.38%) Land $4,800 Building $30,200$184,200 (-) Land $25,300 Building $158,900
2024$2,140.00 (+0.61%)$184,200 (+14.34%) Land $25,300 Building $158,900
2023$2,127.00$30,600 Land $4,800 Building $25,800$161,100 Land $25,300 Building $135,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997001221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 249 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemJEFFERSON COUNTY PWSD 1
serves 21,113 people
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionOct 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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