3528 Saint Stephen Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3528 Saint Stephen Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,705 sqft · built 1989
Lot Size	0.249 acres (10,835 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jan 1998)
Tax Bill	$2,262 (2025)
Deeds & Mortgages	Oct 2023 Sale Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-9.0-32.0-3-001-036.02`

Property Details

APN / Parcel Number

Primary APN	`01-9.0-32.0-3-001-036.02`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,705 sqft Living Area
Gross Area	2,146 sqft
1st Floor Area	1,705 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	10,835 sqft (0.249 acres)
Lot Dimensions	122 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Enclosed Frame Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3528 SAINT STEPHEN CT
City	ARNOLD
State	MO
Zip	63010-3972
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ST JOHNS CROSSING 1 LOT 2
Legal Range	6E
Legal Township	43N
Legal Section	32
Legal Subdivision	ST JOHNS CROSSING 1
Legal Block	1
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1011
Census Tract	700122

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3528 SAINT STEPHEN CT, ARNOLD, MO 63010-3972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Affidavit, Transfer
Oct 2, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 1998 · Amount on Record
Deed Sale	Jan 20, 1998 · Amount on Record
Deed Book / Page	811 / 2110
Last Transfer Date	Sep 28, 2023
Transfer Doc	0000024798
Record Updated	Oct 29, 2026

October 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	JEFFERSON MO
Recording Date	Oct 2, 2023
Property Address	3528 SAINT STEPHEN CT, ARNOLD, MO 63010-3972
Document Number	0000024797
Map Reference	MB 104 PG 13
Instrument Date	Sep 28, 2023
Instrument	2023R-024797
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 SAINT STEPHEN CT, ARNOLD, MO 63010-3972

October 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 2, 2023
Property Address	3528 SAINT STEPHEN CT, ARNOLD, MO 63010-3972
Document Number	0000024798
Map Reference	MB 104 PG 13
Instrument Date	Sep 28, 2023
Instrument	2023R-024798
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3528 SAINT STEPHEN CT, ARNOLD, MO 63010-3972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 SAINT STEPHEN CT, ARNOLD, MO 63010-3972

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,300 (-) Land $4,800 Building $31,500	$191,200 (-) Land $25,300 Building $165,900
2025	$2,262.00 (+0.13%)	$36,300 (+12.38%) Land $4,800 Building $31,500	$191,200 (-) Land $25,300 Building $165,900
2024	$2,259.00 (+0.58%)		$191,200 (+12.47%) Land $25,300 Building $165,900
2023	$2,246.00 (-2.43%)	$32,300 (-) Land $4,800 Building $27,500	$170,000 (-) Land $25,300 Building $144,700
2022	$2,302.00	$32,300 Land $4,800 Building $27,500
2021			$170,000 Land $25,300 Building $144,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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