3528 NE Spruce Dr, Camas, WA 98607 Property Records

Clark County property record for 3528 NE Spruce Dr, Camas, WA 98607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 1,605 sqft · built 2016
Lot Size0.085 acres (3,722 sqft)
Owner2 Individual Names on File
Last Sale$369,950 (Jan 2018)
Tax Bill$5,081 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jan 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0000000009860395

Property Details

APN / Parcel Number

Primary APN0000000009860395
Alternative APN
  • 986039531

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,605 sqft Living Area
Gross Area2,005 sqft
1st Floor Area1,605 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialOther
Roof MaterialConcrete
Lot Area3,722 sqft (0.085 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3528 NE SPRUCE DR
CityCAMAS
StateWA
Zip98607-7211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal DescriptionHILLS AT ROUND LAKE PH 5 LOT 101 311838 FOR ASSESSOR USE ONLY HILLS AT ROUND LAKE PH 5 LOT 101 311838
Legal SubdivisionHILLS AT ROUND LAKE PH 5
Legal Phase5
Legal Lot Number101
JurisdictionCLARK WA
Township / Civil DivisionCAMAS
Census Block Group4
Census Block4024
Census Tract40605

Owner

3528 NE Spruce Dr is owned by two individuals who bought it in January 2018.

Source: Clark County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9507 NE 165TH AVE, VANCOUVER, WA 98682-1256
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jan 31, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMESTREET BANK
Jun 28, 2017Grant Deed, Construction Loan · Construction Mortgage
M&T BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2018 · Amount on File
Deed SaleJan 31, 2018 · Amount on File
Deed Document Number20185483767
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK WA
Property Address3528 NE SPRUCE DR, CAMAS, WA 98607-7211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005716463
DateMar 26, 2020
Instrument5716463
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2035

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK WA
Recording DateJan 31, 2018
Property Address3528 NE SPRUCE DR, CAMAS, WA 98607-7211
Document Number0005483767
Map ReferenceMB311 PG8638
Instrument DateJan 26, 2018
Instrument5483767
Transaction TypeTransfer
Record UpdatedJun 18, 2021
Title CompanyCLARK COUTY TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,590.11
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9507 NE 165TH AVE, VANCOUVER, WA 98682-1256

Mortgage

Document Number0005483768
DateJan 31, 2018
Instrument5483768
Lender
NameHOMESTREET BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2033

June 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionCLARK WA
Recording DateJun 28, 2017
Property Address3528 NE SPRUCE DR, CAMAS, WA 98607-7211
Instrument DateJun 23, 2017
Instrument5417393
Transaction TypeConstruction Loan
Record UpdatedJul 4, 2017
Title CompanyCLARK COUNTY TITLE - WA

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address604 W EVERGREEN BLVD VANCOUVER WA 986603032, VANCOUVER, WA 98660-3032

Mortgage

Document Number0005417393
DateJun 28, 2017
Instrument5417393
Lender
NameM&T BK
TypeBank
Address4949 MEADOWS RD # 500, LAKE OSWEGO, OR 97035-3161
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJun 27, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3528 NE Spruce Dr was $5,081.

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateWashington
CountyClark County
MunicipalityCamas City
Unified School DistrictCamas School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$568,482 (-2.44%) Land $237,600 Building $330,882$568,482 (-2.44%) Land $237,600 Building $330,882
2025$5,081.00$582,720 (+9.44%) Land $240,000 Building $342,720$582,720 (+9.44%) Land $240,000 Building $342,720
2024$5,081.00 (+4.55%)$532,435 (-2.74%) Land $207,200 Building $325,235$532,435 (-2.74%) Land $207,200 Building $325,235
2023$4,860.00$547,412 (+10.53%) Land $198,320 Building $349,092$547,412 (+10.53%) Land $198,320 Building $349,092
2022$495,245 Land $180,560 Building $314,685$495,245 Land $180,560 Building $314,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3528 NE Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3528 NE Spruce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMAS MUNICIPAL WATER SEWER SYSTEM
serves 31,794 people · EPA ID WA5310800
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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