Clark County property record for 3520 NE Spruce Dr, Camas, WA 98607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.25 ba · 1,898 sqft · built 2016 |
| Lot Size | 0.09 acres (3,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Dec 2024) |
| Tax Bill | $5,095 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000000009860395 |
| Primary APN | 0000000009860395 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,898 sqft Living Area |
| Gross Area | 2,298 sqft |
| 1st Floor Area | 788 sqft |
| 2nd Floor Area | 1,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Concrete |
| Lot Area | 3,903 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3520 NE SPRUCE DR |
|---|---|
| City | CAMAS |
| State | WA |
| Zip | 98607-7211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7.5 |
| Legal Description | HILLS AT ROUND LAKE PH 5 LOT 100 311838 FOR ASSESSOR USE ONLY HILLS AT ROUND LAKE PH 5 LOT 100 311838 |
| Legal Subdivision | HILLS AT ROUND LAKE PH 5 |
| Legal Phase | 5 |
| Legal Lot Number | 100 |
| Jurisdiction | CLARK WA |
| Township / Civil Division | CAMAS |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 40605 |
3520 NE Spruce Dr is owned by two individuals who bought it in December 2024.
Source: Clark County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1202 NW 44TH AVE, CAMAS, WA 98607-4307 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 28, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2024 · Amount on File |
| Deed Sale | Dec 6, 2024 · Amount on File |
| Prior Sale | Sep 18, 2017 · Amount on File |
| Deed Document Number | 20246220444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK WA |
| Property Address | 3520 NE SPRUCE DR, CAMAS, WA 98607-7211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0005943100 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 5943100 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK WA |
| Property Address | 3520 NE SPRUCE DR, CAMAS, WA 98607-7211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0005728812 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 5728812 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK WA |
| Recording Date | Sep 18, 2017 |
| Property Address | 3520 NE SPRUCE DR, CAMAS, WA 98607-7211 |
| Document Number | 0005443482 |
| Map Reference | MB311 PG838 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 5443482 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | CLARK COUNTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3520 NE SPRUCE DR, CAMAS, WA 98607-7211 |
| Document Number | 0005443483 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 5443483 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLARK WA |
| Recording Date | Jun 28, 2017 |
| Property Address | 3520 NE SPRUCE DR, CAMAS, WA 98607-7211 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 5417393 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 4, 2017 |
| Title Company | CLARK COUNTY TITLE - WA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 604 W EVERGREEN BLVD VANCOUVER WA 986603032, VANCOUVER, WA 98660-3032 |
| Document Number | 0005417393 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 5417393 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | 4949 MEADOWS RD # 500, LAKE OSWEGO, OR 97035-3161 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 27, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3520 NE Spruce Dr was $5,095.
Source: Clark County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Clark County |
| Municipality | Camas City |
| Unified School District | Camas School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,092 (-2.44%) Land $237,600 Building $329,492 | $567,092 (-2.44%) Land $237,600 Building $329,492 | |
| 2025 | $5,095.00 | $581,283 (+8.87%) Land $240,000 Building $341,283 | $581,283 (+8.87%) Land $240,000 Building $341,283 |
| 2024 | $5,095.00 (+4.6%) | $533,925 (-2.69%) Land $207,200 Building $326,725 | $533,925 (-2.69%) Land $207,200 Building $326,725 |
| 2023 | $4,871.00 | $548,690 (+9.94%) Land $198,320 Building $350,370 | $548,690 (+9.94%) Land $198,320 Building $350,370 |
| 2022 | $499,062 Land $180,560 Building $318,502 | $499,062 Land $180,560 Building $318,502 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3520 NE Spruce Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3520 NE Spruce Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMAS MUNICIPAL WATER SEWER SYSTEM serves 31,794 people · EPA ID WA5310800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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