3532 NE Spruce Dr, Camas, WA 98607 Property Records

Clark County property record for 3532 NE Spruce Dr, Camas, WA 98607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,523 sqft · built 2017
Lot Size0.086 acres (3,735 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jan 2020)
Tax Bill$5,874 (2025)
Deeds & MortgagesJan 2019 Mortgage
Jan 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0000000009860395

Property Details

APN / Parcel Number

Primary APN0000000009860395
Alternative APN
  • 986039533

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,523 sqft Living Area
Gross Area2,972 sqft
1st Floor Area1,003 sqft
2nd Floor Area1,520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialConcrete
Lot Area3,735 sqft (0.086 acres)
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3532 NE SPRUCE DR
CityCAMAS
StateWA
Zip98607-7211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal DescriptionHILLS AT ROUND LAKE PH 5 LOT 103 311838 FOR ASSESSOR USE ONLY HILLS AT ROUND LAKE PH 5 LOT 103 311838
Legal SubdivisionHILLS AT ROUND LAKE PH 5
Legal Phase5
Legal Lot Number103
JurisdictionCLARK WA
Township / Civil DivisionCAMAS
Census Block Group4
Census Block4024
Census Tract40605

Owner

3532 NE Spruce Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Clark County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3532 NE SPRUCE DR, CAMAS, WA 98607-7211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2019Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Jan 31, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Mar 2, 2018Warranty Deed, Transfer · VA Mortgage
SIRVA MORTGAGE INC
Jun 28, 2017Grant Deed, Construction Loan · Construction Mortgage
M&T BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2020 · Amount on File
Deed SaleJan 31, 2020 · Amount on File
Prior SaleMar 2, 2018 · Amount on File
Deed Document Number20205698035
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK WA
Property Address3532 NE SPRUCE DR, CAMAS, WA 98607-7211
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005577591
DateJan 14, 2019
Instrument5577591
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK WA
Recording DateJan 31, 2020
Property Address3532 NE SPRUCE DR, CAMAS, WA 98607-7211
Document Number0005698035
Instrument DateJan 27, 2020
Instrument5698035
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyWFG CLARK COUNTY, WFG CLARK CNTY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,965.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3532 NE SPRUCE DR CAMAS WA 986077211, CAMAS, WA 98607-7211

Mortgage

Document Number5698036
DateJan 31, 2020
Instrument5698036
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 30, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK WA
Recording DateMar 2, 2018
Property Address3532 NE SPRUCE DR, CAMAS, WA 98607-7211
Document Number0005492027
Map ReferenceMB311 PG838
Instrument DateMar 1, 2018
Instrument5492027
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyCLARK COUNTY TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,123.22
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3532 NE SPRUCE DR, CAMAS, WA 98607-7211

Mortgage

Document Number0005492028
DateMar 2, 2018
Instrument5492028
Lender
NameSIRVA MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

June 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionCLARK WA
Recording DateJun 28, 2017
Property Address3532 NE SPRUCE DR, CAMAS, WA 98607-7211
Instrument DateJun 23, 2017
Instrument5417393
Transaction TypeConstruction Loan
Record UpdatedJul 4, 2017
Title CompanyCLARK COUNTY TITLE - WA

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address604 W EVERGREEN BLVD VANCOUVER WA 986603032, VANCOUVER, WA 98660-3032

Mortgage

Document Number0005417393
DateJun 28, 2017
Instrument5417393
Lender
NameM&T BK
TypeBank
Address4949 MEADOWS RD # 500, LAKE OSWEGO, OR 97035-3161
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJun 27, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3532 NE Spruce Dr was $5,874.

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateWashington
CountyClark County
MunicipalityCamas City
Unified School DistrictCamas School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$645,187 (-3.22%) Land $237,600 Building $407,587$645,187 (-3.22%) Land $237,600 Building $407,587
2025$5,874.00$666,679 (+8.29%) Land $240,000 Building $426,679$666,679 (+8.29%) Land $240,000 Building $426,679
2024$5,874.00 (+4.82%)$615,649 (-2.5%) Land $207,200 Building $408,449$615,649 (-2.5%) Land $207,200 Building $408,449
2023$5,604.00$631,445 (+9.18%) Land $198,320 Building $433,125$631,445 (+9.18%) Land $198,320 Building $433,125
2022$578,341 Land $180,560 Building $397,781$578,341 Land $180,560 Building $397,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3532 NE Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3532 NE Spruce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMAS MUNICIPAL WATER SEWER SYSTEM
serves 31,794 people · EPA ID WA5310800
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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