3520 Iris St, Wilmington, NC 28409 Property Records

New Hanover County property record for 3520 Iris St, Wilmington, NC 28409

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,933 sqft · built 1986
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Dec 2024)
Tax Bill$2,795 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR06616-008-006-000

Property Details

APN / Parcel Number

Primary APNR06616-008-006-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,933 sqft Living Area
1st Floor Area1,700 sqft
Basement Area1,700 sqft
Finished Basement1,700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2019
Architectural StyleRaised Ranch
Exterior MaterialWood
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
TerrainLow
Garage Area465 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area165 sqft
Deck Area172 sqft
Patio Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address3520 IRIS ST
CityWILMINGTON
StateNC
Zip28409-2528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15,RESID
Legal DescriptionLOT 68 SEC 2B WHISPER CREEK
Legal SubdivisionWHISPER CREEK
Legal Block8
Legal Lot Number68
JurisdictionNEW HANOVER NC
Township / Civil DivisionWILMINGTON
Census Block Group3
Census Block3010
Census Tract12009

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3520 IRIS ST, WILMINGTON, NC 28409-2528
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2024 · Amount on Record
Deed SaleDec 3, 2024 · Amount on Record
Prior SaleSep 23, 2019 · Amount on Record
Deed Document Number202429902
Deed Book / Page6744 / 383
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateSep 23, 2019
Property Address3520 IRIS ST, WILMINGTON, NC 28409-2528
Document Number0062480769
Book / Page006248 / 000769
Instrument DateSep 9, 2019
Instrument30533
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3520 IRIS ST WILMINGTON NC 284092528, WILMINGTON, NC 28409-2528

Mortgage

Document Number62480773
DateSep 23, 2019
Book Page006248/000773
Instrument30534
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2049

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityWilmington City
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,000 (-13.29%) Land $128,400 Building $346,600$475,000 (-13.29%) Land $128,400 Building $346,600
2025$2,795.00 (+9.52%)$547,800 (+86.71%) Land $128,400 Building $419,400$547,800 (+86.71%) Land $128,400 Building $419,400
2024$2,552.00 (+2.94%)
2023$2,479.00 (-0.56%)$293,400 Land $84,400 Building $209,000$293,400 Land $84,400 Building $209,000
2022$2,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 112 individual policies
Nearby Flood Policies154 units insured
incl. 42 condo units
Nearby Flood Claims28 (1996–2018)
Claims Outside the SFHA4 of 28
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims
  • Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Iris St

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