3526 Harrow Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3526 Harrow Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,210 sqft · built 1929
Lot Size	0.103 acres (4,530 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Oct 2019)
Tax Bill	$5,484 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`051-0002-0049-00`

Property Details

APN / Parcel Number

Primary APN	`051-0002-0049-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,210 sqft Living Area
1st Floor Area	648 sqft
2nd Floor Area	562 sqft
Upper Floors Area	562 sqft
Basement Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,530 sqft (0.103 acres)
Lot Dimensions	113 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	234 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3526 HARROW AVE
City	CINCINNATI
State	OH
Zip	45209-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3526 HARROW AVE 41 X 113.31 IR PT LOT 9 GILMORE & BROTHERTON SUB
Legal Subdivision	GILMORE & BROTHERTON SUB
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1020
Census Tract	27600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3526 HARROW AVE, CINCINNATI, OH 45209-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MTG
May 3, 2019	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Nov 1, 1996
Deed Document Number	0000088287
Deed Book / Page	014020 / 001880
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 10, 2019
Property Address	3526 HARROW AVE, CINCINNATI, OH 45209-1118
Document Number	0000088287
Book / Page	014020 / 001880
Instrument Date	Sep 26, 2019
Instrument	88287
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$928.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 HARROW AVE CINCINNATI OH 452091118, CINCINNATI, OH 45209-1118

Mortgage

Document Number	88288
Date	Oct 10, 2019
Book Page	014020/001883
Instrument	88288

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3526 HARROW AVE, CINCINNATI, OH 45209-1118
Document Number	0000040613
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 HARROW AVE CINCINNATI OH 452091118, CINCINNATI, OH 45209-1118

Mortgage

Document Number	0000040613
Date	May 24, 2019
Book Page	013924/002146
Instrument	40613

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,484.00 (+3.08%)	$88,995 (-) Land $35,410 Building $53,585
2024	$5,320.00 (-2.17%)	$88,995 (-) Land $35,410 Building $53,585
2023	$5,438.00 (-3.44%)	$88,995 (+7.59%) Land $35,410 Building $53,585	$254,270 (+7.59%) Land $101,170 Building $153,100
2022	$5,632.00 Homeowner's exemption	$82,716 Land $21,238 Building $61,478
2020			$236,330 Land $60,680 Building $175,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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