3517 Harrow Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3517 Harrow Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,076 sqft · built 1929
Lot Size	0.105 acres (4,574 sqft)
Owner	Individual Name on Record
Tax Bill	$4,265 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-0002-0022-00`

Property Details

APN / Parcel Number

Primary APN	`051-0002-0022-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,076 sqft Living Area
1st Floor Area	598 sqft
2nd Floor Area	478 sqft
Upper Floors Area	478 sqft
Basement Area	598 sqft

Exterior

Year Built	Built 1929
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	109 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3517 HARROW AVE
City	CINCINNATI
State	OH
Zip	45209-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3517 HARROW AVE 38X109.10IRR PT LOT 9 GILMORE & BROTHERTON SUB
Legal Subdivision	GILMORE & BROTHERTON SUB
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1019
Census Tract	27600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3517 HARROW AVE, CINCINNATI, OH 45209-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020
Deed Sale	Oct 20, 2020
Prior Sale	Mar 28, 2000 · Amount on Record
Deed Document Number	2020-0109340
Deed Book / Page	8230 / 00430
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3517 HARROW AVE, CINCINNATI, OH 45209-1117
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021478
Date	Feb 19, 2021
Book Page	14358/2360
Instrument	2021-0021478

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,265.00 (+3.07%)	$69,185 (-) Land $34,654 Building $34,531
2024	$4,138.00 (-2.17%)	$69,185 (-) Land $34,654 Building $34,531
2023	$4,230.00 (+5.49%)	$69,185 (+17.54%) Land $34,654 Building $34,531	$197,670 (+17.53%) Land $99,010 Building $98,660
2022	$4,010.00 Homeowner's exemption	$58,863 Land $20,790 Building $38,073
2020			$168,180 Land $59,400 Building $108,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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