Hamilton County property record for 3530 Harrow Ave, Cincinnati, OH 45209
| Property Type | Single Family Home |
|---|---|
| Details | built 1940 |
| Lot Size | 0.11 acres (4,835 sqft) |
| Owner | Individual Name on File |
| Last Sale | $286,000 (Feb 2021) |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-0002-0119-00 |
| Primary APN | 051-0002-0119-00 |
|---|
| Year Built | Built 1940 |
|---|---|
| Lot Area | 4,835 sqft (0.11 acres) |
| Lot Dimensions | 110 ft deep x 37 ft wide |
| Garage Type | Detached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 3530 HARROW AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARROW AVE 36.50 X 110.98IRR NS HARROW AVE 335.50 FT E OF ORKNEY AVE |
| Legal Subdivision | GILMORE & BROTHERTONS |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 27600 |
3530 Harrow Ave is owned and occupied by an individual who bought it in February 2021.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3530 HARROW AVE, CINCINNATI, OH 45209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2021 · Amount on File |
| Deed Sale | Feb 4, 2021 · Amount on File |
| Prior Sale | Nov 9, 2001 |
| Deed Document Number | 0000015659 |
| Deed Book / Page | 14348 / 2501 |
| Record Updated | Jun 8, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 4, 2021 |
| Property Address | 3530 HARROW AVE, CINCINNATI, OH 45209 |
| Document Number | 0000015659 |
| Book / Page | 14348 / 2501 |
| Map Reference | MB 2 PG 20 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021-0015659 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING AND TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,144.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 8001, FISHERS, IN 46038-8001 |
| Document Number | 0000015660 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021-0015660 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 3530 Harrow Ave was $1,368, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,368.00 (+0.15%) | $21,448 (+%) Land $17,644 Building $3,804 | |
| 2024 | $1,366.00 (-0.15%) | $21,447 (-) Land $17,643 Building $3,804 | |
| 2023 | $1,368.00 (-24.13%) | $21,447 (-15.75%) Land $17,643 Building $3,804 | $61,280 Land $50,410 Building $10,870 |
| 2022 | $1,803.00 | $25,456 Land $21,238 Building $4,218 | |
| 2020 | $72,730 Land $60,680 Building $12,050 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3530 Harrow Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3530 Harrow Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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