3525 Sutton Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3525 Sutton Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,722 sqft · built 2001
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$295,300 (Feb 2021)
Tax Bill$5,805 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT000700087

Property Details

APN / Parcel Number

Primary APNT000700087
Alternative APN
  • 6-0015-8216-00-0327.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,722 sqft Living Area
Gross Area5,734 sqft
1st Floor Area2,600 sqft
Basement Area2,534 sqft
Finished Basement122 sqft
Unfinished Basement2,412 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialBrick
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area102 sqft
Patio Area528 sqft

Location & Zoning

Account NumberT000700087
Street Address3525 SUTTON DR
CitySAINT CHARLES
StateMO
Zip63301-4084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVINGTON #2 LOT 327
Legal SubdivisionCOVINGTON #2
Legal Lot Number327
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1000
Census Tract310801

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3525 SUTTON DR, SAINT CHARLES, MO 63301-4084
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 18, 2021 · Amount on Record
Deed SaleFeb 18, 2021 · Amount on Record
Prior SaleOct 31, 2002 · Amount on Record
Deed Document Number202114529
Prior Transfer DateFeb 8, 2021
Prior Transfer Doc2021R014529
Record UpdatedJun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateFeb 18, 2021
Property Address3525 SUTTON DR, SAINT CHARLES, MO 63301-4084
Document Number2021R014529
Map ReferenceMB 36 PG 20
Instrument DateFeb 8, 2021
Instrument2021R-014529
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525 SUTTON DR, SAINT CHARLES, MO 63301-4084

Mortgage

Document Number2021R014530
DateFeb 18, 2021
Instrument2021R-014530
Lender
NameCAPGROW HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2041

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,805.00 (-2.75%)$92,994 (-0.45%)$489,443 (-0.45%) Land $88,000 Building $401,443
2024$5,969.00
2023$93,411
2022$491,637 Building $491,637

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1979–1986)
Most Recent ClaimOct 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco.

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