3536 Sutton Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3536 Sutton Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,158 sqft · built 2003
Lot Size0.22 acres (9,583 sqft)
OwnerCompany on Record
Last Sale$318,800 (Oct 2011)
Tax Bill$5,851 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APNT010700115

Property Details

APN / Parcel Number

Primary APNT010700115
Alternative APN
  • 6-0015-8634-00-0454.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area4,158 sqft Living Area
Gross Area6,582 sqft
1st Floor Area2,334 sqft
Basement Area1,824 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT010700115
Street Address3536 SUTTON DR
CitySAINT CHARLES
StateMO
Zip63301-4086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVINGTON #3 LOT 454
Legal SubdivisionCOVINGTON #3
Legal Lot Number454
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1001
Census Tract310801

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address3536 SUTTON DR, SAINT CHARLES, MO 63301-4086
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2011 · Amount on Record
Deed SaleOct 31, 2011 · Amount on Record
Prior SaleMay 2, 2006 · Amount on Record
Deed Document Number2011661940
Deed Book / Page5664 / 1560
Prior Transfer DateOct 20, 2011
Prior Transfer Doc0056641560
Record UpdatedJun 8, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3536 SUTTON DR, SAINT CHARLES, MO 63301-4086
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3536 SUTTON DR, SAINT CHARLES, MO 63301-4086

Mortgage

Document Number0000016539
DateMay 1, 2024
Instrument2024R-016539
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueApr 25, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,851.00 (+4.99%)$93,745 (+7.53%)$493,394 (+7.53%) Land $72,000 Building $421,394
2024$5,573.00
2023$87,181
2022$458,848 Land $49,500 Building $409,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1979–1986)
Most Recent ClaimOct 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband.

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