3520 Sutton Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3520 Sutton Dr, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,180 sqft · built 2002
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$350,600 (Jul 2021)
Tax Bill$4,701 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT000700103

Property Details

APN / Parcel Number

Primary APNT000700103
Alternative APN
  • 6-0015-8216-00-0343.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area3,180 sqft Living Area
Gross Area4,569 sqft
1st Floor Area1,980 sqft
Basement Area1,959 sqft
Finished Basement1,200 sqft
Unfinished Basement759 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area76 sqft
Patio Area180 sqft

Location & Zoning

Account NumberT000700103
Street Address3520 SUTTON DR
CitySAINT CHARLES
StateMO
Zip63301-4086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVINGTON #2 LOT 343
Legal SubdivisionCOVINGTON #2
Legal Lot Number343
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1004
Census Tract310801

Owner

Source: St. Charles County records · APN T000700103

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3520 SUTTON DR, SAINT CHARLES, MO 63301-4086
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2021 · Amount on Record
Deed SaleJul 30, 2021 · Amount on Record
Prior SaleJul 17, 2002 · Amount on Record
Deed Document Number202164103
Prior Transfer DateOct 30, 2017
Prior Transfer Doc0068502321
Record UpdatedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 30, 2021
Property Address3520 SUTTON DR, SAINT CHARLES, MO 63301-4086
Document Number2021R064103
Map ReferenceMB 36 PG 20
Instrument DateJul 29, 2021
Instrument2021R-064103
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 DUBRAY DR, 44, SAINT PETERS, MO 63376-3558

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 SUTTON DR, SAINT CHARLES, MO 63301-4086

Mortgage

Document Number2021R064104
DateJul 30, 2021
Instrument2021R-064104
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,701.00 (-2.37%)$75,216 (-0.05%)$395,876 (-0.04%) Land $80,000 Building $315,876
2024$4,815.00
2023$75,250
2022$396,052 Building $396,052

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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