3525 Francisco S Ramirez St, Laredo, TX 78046 Property Records

Webb County property record for 3525 Francisco S Ramirez St, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,349 sqft · built 2020
Lot Size0.104 acres (4,536 sqft)
OwnerIndividual Name on File
Tax Bill$857 (2024)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN950-35009-130

Property Details

APN / Parcel Number

Primary APN950-35009-130
Alternative APN
  • 786443

Interior

Stories1 Story
Building Area1,349 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,536 sqft (0.104 acres)
PorchOpen Porch
Porch Area57 sqft

Location & Zoning

Account Number786443
Street Address3525 FRANCISCO S RAMIREZ ST
CityLAREDO
StateTX
Zip78046-5509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOMAS DEL SUR SUBD. UNIT IX BLK 9 LOT 13
Legal SubdivisionLOMAS DEL SUR SUBD. UNIT IX
Legal Block9
Legal Lot Number13
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1000
Census Tract1806

Owner

3525 Francisco S Ramirez St is owned and occupied by an individual who acquired it in April 2021.

Source: Webb County records, as of November 3, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3525 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2021
Deed SaleApr 22, 2021
Deed Document Number1426265
Deed Book / Page5006 / 496
Record UpdatedJun 8, 2026

April 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateApr 22, 2021
Property Address3525 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509
Document Number005006/496
Book / Page5006 / 496
Map ReferenceVOL 38 PG 23-24
Instrument DateApr 20, 2021
Instrument1426265
Transaction TypeTransfer
Record UpdatedMar 8, 2023
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509
InvestorPossibly a Property Investor

Mortgage

Document Number0001426266
DateApr 22, 2021
Instrument1426266
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$199,424 Land $50,077 Building $149,347$199,424 Land $50,077 Building $149,347
2024$857.00
2023$183,188 Land $29,212 Building $153,976$183,188 Land $29,212 Building $153,976
2022$854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3525 Francisco S Ramirez St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3525 Francisco S Ramirez St is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on Francisco S Ramirez St

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