Webb County property record for 3523 Francisco S Ramirez St, Laredo, TX 78046
| Property Type | Single Family Home |
|---|---|
| Details | 1,428 sqft · built 2020 |
| Lot Size | 0.104 acres (4,536 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,049 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 950-35009-120 |
| Primary APN | 950-35009-120 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,536 sqft (0.104 acres) |
| Porch | Open Porch |
| Porch Area | 82 sqft |
| Street Address | 3523 FRANCISCO S RAMIREZ ST, ST |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78046-5509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOMAS DEL SUR SUBD. UNIT IX BLK 9 LOT 12 |
| Legal Subdivision | LOMAS DEL |
| Legal Block | 9 |
| Legal Lot Number | 12 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO SOUTH-EL CENIZO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1806 |
3523 Francisco S Ramirez St is owned by an individual who acquired it in April 2021.
Source: Webb County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3523 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 16, 2021 |
| Transfer Doc | 005003/807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Apr 19, 2021 |
| Property Address | 3523 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509 |
| Document Number | 005003/807 |
| Book / Page | 5003 / 807 |
| Map Reference | VOL 38 PG 23-24 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 1425861 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3523 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509 |
| Document Number | 0001425862 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 1425862 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 3523 Francisco S Ramirez St was $1,049, down 22.2% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,459 (-0.47%) Land $50,077 Building $156,382 | $206,459 (-0.47%) Land $50,077 Building $156,382 | |
| 2025 | $1,049.00 (-22.24%) | $207,442 Land $50,077 Building $157,365 | $207,442 Land $50,077 Building $157,365 |
| 2024 | $1,349.00 | ||
| 2023 | $190,014 Land $29,212 Building $160,802 | $190,014 Land $29,212 Building $160,802 | |
| 2022 | $1,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3523 Francisco S Ramirez St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3523 Francisco S Ramirez St is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Smartcom Telephone.
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