3517 Francisco S Ramirez St, Laredo, TX 78046 Property Records

Webb County property record for 3517 Francisco S Ramirez St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,351 sqft · built 2021
Lot Size	0.104 acres (4,536 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`950-35009-090`

Property Details

APN / Parcel Number

Primary APN	`950-35009-090`
Alternative APN	`786454`

Interior

Stories	1 Story
Building Area	1,351 sqft Living Area
1st Floor Area	1,351 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,536 sqft (0.104 acres)
Porch	Open Porch
Porch Area	48 sqft

Location & Zoning

Street Address	3517 FRANCISCO S RAMIREZ ST, ST
City	LAREDO
State	TX
Zip	78046-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR SUBD. UNIT IX BLK 9 LOT 9
Legal Subdivision	LOMAS DEL
Legal Block	9
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1000
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3517 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 17, 2021
Property Address	3517 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509
Document Number	005093/195
Book / Page	5093 / 195
Map Reference	VOL 38 PG 23&24
Instrument Date	Aug 13, 2021
Instrument	1439158
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 FRANCISCO S RAMIREZ ST, LAREDO, TX 78046-5509

Mortgage

Document Number	0001439159
Date	Aug 17, 2021
Instrument	1439159

Lender

Name	LEADERONE FINANCIAL CORPORATION
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	005093/199
Date	Aug 17, 2021
Book Page	5093/199
Instrument	1439159

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,446 (-0.58%) Land $50,077 Building $149,369	$199,446 (-0.58%) Land $50,077 Building $149,369
2025	$1,015.00 (-22.58%) Homeowner's exemption	$200,613 (+8.8%) Land $50,077 Building $150,536	$200,613 (+8.8%) Land $50,077 Building $150,536
2024	$1,311.00 (+5.22%)
2023		$184,395 Land $29,212 Building $155,183	$184,395 Land $29,212 Building $155,183
2022	$1,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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