3525 E Higgins Dr, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 3525 E Higgins Dr, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,378 sqft · built 2002
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individuals on Record
Last Sale	$416,000 (Oct 2015)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`600-01-00-238`

Property Details

APN / Parcel Number

Primary APN	`600-01-00-238`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,378 sqft Living Area
1st Floor Area	1,033 sqft
Upper Floors Area	1,345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	High
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	339 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3525 E HIGGINS DR
City	MOUNT PLEASANT
State	SC
Zip	29466-6889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MADISON AT HAMLIN PLANTATION DESCRIPTION -LOT 23 PHASE 2
Legal Subdivision	MADISON AT HAMLIN PLANTATION
Legal Phase	2
Legal Tract	A
Legal Lot Number	23
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2001
Census Tract	4609

Owner

Source: Charleston County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3525 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage POINT DIGITAL FINANCE INC
Nov 6, 2020	Deed of Trust, Mortgage · Conventional with PMI SOUTH ST BK
May 27, 2020	Deed of Trust, Mortgage SOUTH ST BK
Dec 12, 2019	Loan Modification, Mortgage SOUTH ST BK
Oct 8, 2018	Loan Modification, Mortgage · Conventional with PMI SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2015 · Amount on Record
Deed Sale	Oct 16, 2015 · Amount on Record
Prior Sale	Aug 5, 2008 · Amount on Record
Deed Book / Page	511 / 446
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3525 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6889
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 EHIGGJNS DR, MOUNT PLEASANT, SC 29466

Mortgage

Document Number	0013490722
Date	Nov 12, 2025
Book Page	1349/722

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3525 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6889
Document Number	0932/0838
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 E HIGGINS DR MOUNT PLEASANT SC 294666889, MOUNT PLEASANT, SC 29466-6889

Mortgage

Document Number	0932/0838
Date	Nov 6, 2020
Book Page	000932/000838

Lender

Name	SOUTH ST BK
Type	Bank
Address	LAKE ZURICH, IL 60047

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Nov 5, 2060

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3525 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6889
Document Number	0885/0707
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 E HIGGINS DR MOUNT PLEASANT SC 294666889, MOUNT PLEASANT, SC 29466-6889

Mortgage

Document Number	0885/0707
Date	May 27, 2020
Book Page	000885/000707

Lender

Name	SOUTH ST BK
Type	Bank
Address	LAKE ZURICH, IL 60047

Agreement

Amount	Amount Recorded
Term	480 Months
Due	May 26, 2060

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	3525 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6889
Document Number	0873/0640
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 E HIGGINS DR MOUNT PLEASANT SC 294666889, MOUNT PLEASANT, SC 29466-6889

Mortgage

Document Number	0873/0640
Date	Apr 10, 2020
Book Page	000873/000640

Lender

Name	SOUTH ST BK
Type	Bank
Address	LAKE ZURICH, IL 60047

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Apr 9, 2060

Interest

Rate Type	Fixed Rate
Rate	3.87%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	3525 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6889
Document Number	0775/0093
Instrument Date	Oct 8, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 E HIGGINS DR MOUNT PLEASANT SC 294666889, MOUNT PLEASANT, SC 29466-6889

Mortgage

Document Number	0775/0093
Date	Jan 31, 2019
Book Page	000775/000093

Lender

Name	SOUTH ST BK
Type	Bank
Address	LAKE ZURICH, IL 60047

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	468 Months
Due	Jan 30, 2058

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,058.00 (+12.15%)
2024	$1,835.00 (+9.29%)	$18,000 (-)
2022	$1,679.00	$18,000	$450,100 (-) Land $116,000 Building $334,100
2020			$450,100 Land $116,000 Building $334,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 660 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	740 units insured incl. 80 condo units
Nearby Flood Claims	30 (1989–2019)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Hurricane Hugo, Sep 1989 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

3525 E Higgins Dr, Mount Pleasant, SC 29466 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2019: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2018: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Higgins Dr

Nearby Streets

Search Property Records by Address or Parcel Number