Charleston County property record for 3524 E Higgins Dr, Mount Pleasant, SC 29466 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,912 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $910,000 (Apr 2022) |
| Tax Bill | $3,798 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 600-01-00-227 |
| Primary APN | 600-01-00-227 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,912 sqft Living Area |
| 1st Floor Area | 1,591 sqft |
| Upper Floors Area | 1,321 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 238 sqft |
| Deck Area | 127 sqft |
| Patio Area | 127 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3524 E HIGGINS DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-6890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -MADSION AT HAMLIN PLANATATION DESCRIPTION -LOT 12 PHASE 2 |
| Legal Subdivision | MADSION AT HAMLIN PLANATATION |
| Legal Phase | 2 |
| Legal Tract | A |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 4609 |
Source: Charleston County records · APN 600-01-00-227
Assessment roll updated August 1, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3524 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6890 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CAPITAL BANK |
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 01, 2022 | Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Nov 11, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN SEC MTG |
| Feb 21, 2018 | Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2022 · Amount on Record |
| Deed Sale | Apr 01, 2022 · Amount on Record |
| Prior Sale | Feb 05, 2002 · Amount on Record |
| Deed Book / Page | 1096 / 409 |
| Last Transfer Date | Jun 20, 2025 |
| Transfer Doc | 0013210978 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 3524 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6890 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3524 E HIGGINS DR, MT PLEASANT, SC 29466-6890 |
| Document Number | 0010550748 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 1055/748 |
| Name | FIRST CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 16, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 3524 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6890 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 3524 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6890 |
| Document Number | 0011430272 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 1143/272 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 01, 2022 |
| Property Address | 3524 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6890 |
| Document Number | 0010960409 |
| Book / Page | 1096 / 409 |
| Map Reference | MB EE PG 950-952 |
| Instrument Date | Mar 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,366.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3524 E HIGGINS DR, MT PLEASANT, SC 29466-6890 |
| Document Number | 0001096410 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 1096/410 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 3524 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6890 |
| Document Number | 0936/0370 |
| Instrument Date | Nov 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3524 E HIGGINS DR MOUNT PLEASANT SC 294666890, MOUNT PLEASANT, SC 29466-6890 |
| Document Number | 0936/0370 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 000936/000370 |
| Name | AMERICAN SEC MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 3524 E HIGGINS DR, MOUNT PLEASANT, SC 29466-6890 |
| Document Number | 0703/0130 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3524 E HIGGINS DR MOUNT PLEASANT SC 294666890, MOUNT PLEASANT, SC 29466-6890 |
| Document Number | 0703/0130 |
|---|---|
| Date | Mar 07, 2018 |
| Book Page | 000703/000130 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401-3508 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 06, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,798.00 (+9.26%) | ||
| 2024 | $3,476.00 (+99.2%) | $36,400 (+93.93%) | |
| 2022 | $1,745.00 | $18,770 | $524,900 (-42.32%) Land $128,300 Building $396,600 |
| 2020 | $910,000 Land $262,169 Building $647,831 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 660 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 740 units insured (80 under condo master policies) 600 of 660 individual policies on primary residences |
| Nearby Flood Claims | 30 (1989–2019) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Sep 2019, other causes |
| Flood Events |
|
| Wildfire Risk | Low above 34% of the US · above 7% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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