3512 Lake Garden Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3512 Lake Garden Dr, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft · built 1973
Lot Size0.225 acres (9,791 sqft)
OwnerCompany Name on Record
Last Sale$440,000 (Sep 2015)
Tax Bill$5,480 (2025)
Deeds & MortgagesJan 2021 Mortgage
May 2020 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN124-240-07-00

Property Details

APN / Parcel Number

Primary APN124-240-07-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,488 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area9,791 sqft (0.225 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3512 LAKE GARDEN DR
CityFALLBROOK
StateCA
Zip92028-8887
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 18 TR 005411
Legal SubdivisionLIVE OAK ESTATES
Legal Tract005411
Legal Block1
Legal Lot Number18
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1009
Census Tract18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address120 S MAIN AVE, FALLBROOK, CA 92028-2847
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
HIGHTECHLENDING INC
May 1, 2020Deed of Trust, Mortgage · Conventional with PMI
OTHER INSTITUTIONAL LENDERS
Sep 30, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 6, 2019Deed of Trust, Mortgage
HIGHTECHLENDING
Mar 1, 2019Deed of Trust, Mortgage · Conventional with PMI
HIGHTECHLENDING
Aug 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
HIGHTECHLENDING INC
Feb 9, 2018Deed of Trust, Mortgage · Conventional with PMI
HIGHTECHLENDING
Aug 7, 2017Deed of Trust, Mortgage · Conventional with PMI
HIGHTECHLENDING
Jan 18, 2017Quit Claim Deed, Transfer · Conventional with PMI
HIGHTECHLENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2015 · Amount on Record
Deed SaleSep 29, 2015 · Amount on Record
Prior SaleOct 16, 2014 · Amount on Record
Deed Document Number2015512254
Prior Transfer DateApr 17, 1995
Prior Transfer Doc0000259685
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3512 LAKE GARDEN DR, FALLBROOK, CA 92028-8887
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S MAIN AVE, FALLBROOK, CA 92028-2847

Mortgage

Document Number0000015075
DateJan 8, 2021
Instrument2021-0015075
Lender
NameHIGHTECHLENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3512 LAKE GARDEN DR, FALLBROOK, CA 92028-8887
Document Number0000232646
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address120 S MAIN AVE FALLBROOK CA 920282847, FALLBROOK, CA 92028-2847

Mortgage

Document Number0000232646
DateMay 7, 2020
Instrument232646
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressIRVINE, CA 92614
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 6, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 30, 2019
Property Address3512 LAKE GARDEN DR, FALLBROOK, CA 92028-8887
Document Number0000432299
Instrument DateSep 24, 2019
Instrument432299
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address120 S MAIN AVE FALLBROOK CA 920282847, FALLBROOK, CA 92028-2847

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3512 LAKE GARDEN DR, FALLBROOK, CA 92028-8887
Document Number0000401361
Instrument DateSep 6, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S MAIN AVE FALLBROOK CA 920282847, FALLBROOK, CA 92028-2847

Mortgage

Document Number0000401361
DateSep 16, 2019
Instrument401361
Lender
NameHIGHTECHLENDING
AddressIRVINE, CA 92614
Agreement
AmountAmount Recorded
Term360 Months
DueSep 15, 2049

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3512 LAKE GARDEN DR, FALLBROOK, CA 92028-8887
Document Number0000079364
Instrument DateMar 1, 2019
Transaction TypeMortgage
Record UpdatedMar 22, 2019
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S MAIN AVE FALLBROOK CA 920282847, FALLBROOK, CA 92028-2847

Mortgage

Document Number0000079364
DateMar 6, 2019
Instrument79364
Lender
NameHIGHTECHLENDING
AddressIRVINE, CA 92614
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 5, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3512 LAKE GARDEN DR, FALLBROOK, CA 92028-8887
Document Number0000344304
Instrument DateAug 15, 2018
Transaction TypeMortgage
Record UpdatedJun 5, 2019
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S MAIN AVE FALLBROOK CA 920282847, FALLBROOK, CA 92028-2847

Mortgage

Document Number0000344304
DateAug 22, 2018
Instrument344304
Lender
NameHIGHTECHLENDING INC
TypeBank
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 21, 2048

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3512 LAKE GARDEN DR, FALLBROOK, CA 92028-8887
Document Number0000060115
Instrument DateFeb 9, 2018
Transaction TypeMortgage
Record UpdatedFeb 20, 2018
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S MAIN AVE FALLBROOK CA 920282847, FALLBROOK, CA 92028-2847

Mortgage

Document Number0000060115
DateFeb 15, 2018
Instrument60115
Lender
NameHIGHTECHLENDING
AddressIRVINE, CA 92614
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 14, 2048

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3512 LAKE GARDEN DR, FALLBROOK, CA 92028-8887
Document Number0000366812
Instrument DateAug 7, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2017
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S MAIN AVE FALLBROOK CA 920282847, FALLBROOK, CA 92028-2847

Mortgage

Document Number0000366812
DateAug 14, 2017
Instrument366812
Lender
NameHIGHTECHLENDING
AddressCITRUS HEIGHTS, CA 95610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 13, 2047

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 18, 2017
Property Address3512 LAKE GARDEN DR, FALLBROOK, CA 92028-8887
Document Number0000025137
Instrument DateJan 10, 2017
Instrument25137
Transaction TypeTransfer
Record UpdatedJan 24, 2017
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3512 LAKE GARDEN DR FALLBROOK CA 920288887, FALLBROOK, CA 92028-8887

Mortgage

Document Number25138,
DateJan 18, 2017
Instrument25138
Lender
NameHIGHTECHLENDING
AddressCITRUS HEIGHTS, CA 95610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 17, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$531,280 (+2%) Land $307,902 Building $223,378
2025$5,480.00 (+5.63%)$520,864 (+4.04%) Land $301,865 Building $218,999
2023$5,188.00 (+1.77%) Homeowner's exemption$500,641 Land $290,145 Building $210,496
2022$5,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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