3524 Clayton Rd, Joppa, MD 21085 Property Records

Harford County property record for 3524 Clayton Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details1 ba · 828 sqft · built 1940
Lot Size3.4 acres (148,104 sqft)
OwnerIndividual Name on Record
Tax Bill$2,336 (2026)
Deeds & MortgagesJan 2023 Transfer
Flood ZoneZone X (minimal risk)
APN01-089986

Property Details

APN / Parcel Number

Primary APN01-089986
Alternative APNs
  • 1089986
  • 089986

Interior

Full Baths1 Bath
Stories1 Story
Building Area828 sqft Total Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area148,104 sqft (3.4 acres)

Exterior Amenities

PorchSlab
Porch Area221 sqft
Shed1 Shed
Shed Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number089986
Street Address3524 CLAYTON RD
CityJOPPA
StateMD
Zip21085-2802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Description3.40 AC 3524 CLAYTON ROAD S OF SINGER
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2010
Census Tract301201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3524 CLAYTON RD, JOPPA, MD 21085-2802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 29, 2022
Transfer Doc0157980102
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateJan 17, 2023
Property Address3524 CLAYTON RD, JOPPA, MD 21085-2802
Document Number0157980102
Book / Page15798 / 102
Instrument DateDec 29, 2022
Transaction TypeTransfer
Record UpdatedJan 25, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 CLAYTON RD, JOPPA, MD 21085-2802

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,336.00 (+7.35%)$208,900 (+3.64%) Land $117,000 Building $91,900$208,900 (-) Land $117,000 Building $91,900
2025$2,176.00 (+5.02%)$201,567 (+7.85%)$208,900 (+11.77%) Land $117,000 Building $91,900
2023$186,900 Land $117,000 Building $69,900$186,900 Land $117,000 Building $69,900
2022$2,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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