Harford County property record for 3532 Clayton Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,866 sqft · built 1961 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Mar 2007) |
| Tax Bill | $3,205 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-025708 |
| Primary APN | 01-025708 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,866 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 55,757 sqft (1.28 acres) |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 612 sqft |
| Patio Area | 279 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 025708 |
|---|---|
| Street Address | 3532 CLAYTON RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 1.28 AC 3532 CLAYTON ROAD S OF BLEAK HEIGHTS |
| Legal Subdivision | BLEAK HEIGHTS |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 301201 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3532 CLAYTON RD, JOPPA, MD 21085-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 17, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2007 · Amount on Record |
| Deed Sale | Mar 9, 2007 · Amount on Record |
| Deed Document Number | 20072278 |
| Deed Book / Page | 7246 / 370 |
| Last Transfer Date | Apr 5, 2024 |
| Transfer Doc | 0162310126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 15, 2024 |
| Property Address | 3532 CLAYTON RD, JOPPA, MD 21085-2802 |
| Document Number | 0162310126 |
| Book / Page | 16231 / 126 |
| Instrument Date | Apr 5, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3532 CLAYTON RD, JOPPA, MD 21085-2802 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 17, 2018 |
| Property Address | 3532 CLAYTON RD, JOPPA, MD 21085-2802 |
| Document Number | 0130230398 |
| Book / Page | 13023 / 0398 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | OLD LINE TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3532 CLAYTON RD, JOPPA, MD 21085-2802 |
| Document Number | 0013023402 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 13023/402 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2033 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,900 (+5.94%) Land $102,800 Building $227,100 | $329,900 (-) Land $102,800 Building $227,100 | |
| 2025 | $3,205.00 (+7.26%) Homeowner's exemption | $311,400 (+13.48%) | $329,900 (+20.23%) Land $102,800 Building $227,100 |
| 2023 | $274,400 Land $102,800 Building $171,600 | $274,400 Land $102,800 Building $171,600 | |
| 2022 | $2,988.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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