3519 Clayton Rd, Joppa, MD 21085 Property Records

Harford County property record for 3519 Clayton Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,064 sqft · built 1942
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on Record
Last Sale$342,000 (Oct 2020)
Tax Bill$3,771 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-086863

Property Details

APN / Parcel Number

Primary APN01-086863
Alternative APNs
  • 1086863
  • 086863

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,064 sqft Total Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area44,431 sqft (1.02 acres)
Garage TypeBasement
Garage Area986 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number086863
Street Address3519 CLAYTON RD
CityJOPPA
StateMD
Zip21085-2801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Description1.02 ACRES 3519 CLAYTON ROAD S OF SINGER
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2015
Census Tract301201

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3519 CLAYTON RD, JOPPA, MD 21085-2801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 22, 2020Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2020 · Amount on Record
Deed SaleOct 22, 2020 · Amount on Record
Prior SaleJul 25, 2006 · Amount on Record
Deed Book / Page14205 / 6
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3519 CLAYTON RD, JOPPA, MD 21085-2801
Transaction TypeMortgage
Record UpdatedApr 22, 2024
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0162280196
DateApr 10, 2024
Book Page16228/196
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2044

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateOct 22, 2020
Property Address3519 CLAYTON RD, JOPPA, MD 21085-2801
Document Number0142050006
Book / Page14205 / 6
Instrument DateSep 29, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1150 DUNDEE RD, SYKESVILLE, MD 21784-9114

Mortgage

Document Number0001420512
DateOct 22, 2020
Instrument14205/12
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$388,100 (+22.51%) Land $100,200 Building $287,900$388,100 (+22.51%) Land $100,200 Building $287,900
2025$3,771.00 (+18.7%)
2023$316,800 Land $100,200 Building $216,600$316,800 Land $100,200 Building $216,600
2022$3,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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