3524 11th St S, Moorhead, MN 56560 Property Records

Clay County property record for 3524 11th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,294 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (May 2018)
Tax Bill	$3,230 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.610.0930`

Property Details

APN / Parcel Number

Primary APN	`58.610.0930`

Exterior

Lot Area	4,294 sqft (0.1 acres)

Location & Zoning

Street Address	3524 11TH ST S
City	MOORHEAD
State	MN
Zip	56560-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PRAIRIE SUN ADD SUBDIVISIONCD 58610 LOT 58 2
Legal Range	48
Legal Township	139
Legal Section	20
Legal Subdivision	PRAIRIE SUN ADD
Legal Block	2
Legal Lot Number	58
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1007
Census Tract	30108

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3524 11TH ST S, MOORHEAD, MN 56560-6120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	May 17, 2016 · Amount on Record
Deed Document Number	2018779886
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 22, 2018
Property Address	3524 11TH ST S, MOORHEAD, MN 56560-6120
Document Number	0000779886
Instrument Date	May 21, 2018
Instrument	779886
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	TITLE COMPANY/FARGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3524 11TH ST S MOORHEAD MN 565606120, MOORHEAD, MN 56560-6120

Mortgage

Document Number	779887
Date	May 22, 2018
Instrument	779887

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,230.00 (+33.47%) Homeowner's exemption	$221,100 (+1.66%) Land $18,700 Building $202,400	$221,100 (+1.66%) Land $18,700 Building $202,400
2025		$217,500 (+20.77%) Land $20,700 Building $196,800	$217,500 (+20.77%) Land $20,700 Building $196,800
2023	$2,420.00 Homeowner's exemption	$180,100 Land $17,500 Building $162,600	$180,100 Land $17,500 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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