3508 11th St S, Moorhead, MN 56560 Property Records

Clay County property record for 3508 11th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,301 sqft)
Owner	2 Individual Names on File
Last Sale	$239,150 (Jul 2024)
Tax Bill	$3,620 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.610.0890`

Property Details

APN / Parcel Number

Primary APN	`58.610.0890`

Exterior

Lot Area	4,301 sqft (0.1 acres)

Location & Zoning

Street Address	3508 11TH ST S
City	MOORHEAD
State	MN
Zip	56560-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PRAIRIE SUN ADD SUBDIVISIONCD 58610 LOT 54 2
Legal Range	48
Legal Township	139
Legal Section	20
Legal Subdivision	PRAIRIE SUN ADD
Legal Block	2
Legal Lot Number	54
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1007
Census Tract	30108

Owner

3508 11th St S is owned by two individuals who bought it in July 2024.

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10541 TAVISTOCK RD NW, BEMIDJI, MN 56601-4019
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Warranty Deed, Transfer · Commercial Mortgage CAPITAL CU
Mar 23, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2024 · Amount on File
Deed Sale	Jul 11, 2024 · Amount on File
Prior Sale	Mar 23, 2017 · Amount on File
Deed Document Number	20241668777
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Apr 22, 2024
Property Address	3508 11TH ST S, MOORHEAD, MN 56560-6120
Document Number	0000845242
Instrument Date	Apr 19, 2024
Instrument	845242
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 716, WEST FARGO, ND 58078-0716

Mortgage

Document Number	0000845243
Date	Apr 22, 2024
Instrument	845243

Lender

Name	CAPITAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2029

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Mar 23, 2017
Property Address	3508 11TH ST S, MOORHEAD, MN 56560-6120
Document Number	0000766930
Instrument Date	Mar 22, 2017
Instrument	766930
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 11TH ST S, MOORHEAD, MN 56560-6120

Mortgage

Document Number	0000766931
Date	Mar 23, 2017
Instrument	766931

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3508 11th St S was $3,620.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,620.00	$221,300 (+1.47%) Land $18,800 Building $202,500	$221,300 (+1.47%) Land $18,800 Building $202,500
2025		$218,100 Land $21,100 Building $197,000	$218,100 Land $21,100 Building $197,000
2023	$2,424.00 Homeowner's exemption	$180,400 Land $17,900 Building $162,500	$180,400 Land $17,900 Building $162,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3508 11th St S in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3508 11th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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