3600 11th St S, Moorhead, MN 56560 Property Records

Clay County property record for 3600 11th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,900 (Dec 2019)
Tax Bill	$1,304 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Dec 2019 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`58.610.0970`

Property Details

APN / Parcel Number

Primary APN	`58.610.0970`

Exterior

Lot Area	4,290 sqft (0.1 acres)

Location & Zoning

Street Address	3600 11TH ST S
City	MOORHEAD
State	MN
Zip	56560-6126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PRAIRIE SUN ADD LOT 062 BLOCK 002 SUBDIVISIONCD 58610
Legal Range	48
Legal Township	139
Legal Section	20
Legal Subdivision	PRAIRIE SUN ADD
Legal Block	2
Legal Lot Number	62
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1007
Census Tract	30108

Owner

Source: Clay County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3600 11TH ST S, MOORHEAD, MN 56560-6126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage VALLEY MORTGAGE
Dec 2, 2019	Quit Claim Deed, Transfer FM TITLE
Dec 15, 2018	Loan Modification, Mortgage · Conventional Mortgage BLACKRIDGEBANK
Dec 18, 2017	Quit Claim Deed, Transfer · Line of Credit BLACKRIDGEBANK
Dec 18, 2017	Warranty Deed, Transfer TITLE COMPANY/FARGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	2019796045
Prior Transfer Date	Mar 31, 2016
Prior Transfer Doc	0000756368
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Dec 2, 2019
Property Address	3600 11TH ST S, MOORHEAD, MN 56560-6126
Document Number	0000796045
Instrument Date	Nov 27, 2019
Instrument	796045
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$577.17
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 11TH ST S, MOORHEAD, MN 56560-6126

Mortgage

Document Number	0000796046
Date	Dec 2, 2019
Instrument	796046

Lender

Name	VALLEY MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Dec 2, 2019
Property Address	3600 11TH ST S, MOORHEAD, MN 56560-6126
Document Number	0000796044
Instrument Date	Nov 26, 2019
Instrument	796044
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5522 36TH ST S FARGO ND 581046784, FARGO, ND 58104-6784
Investor	Possibly a Property Investor

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	3600 11TH ST S, MOORHEAD, MN 56560-6126
Document Number	0000786529
Instrument Date	Dec 15, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3600 11TH ST S MOORHEAD MN 565606126, MOORHEAD, MN 56560-6126

Mortgage

Document Number	0000786529
Date	Jan 11, 2019
Instrument	786529

Lender

Name	BLACKRIDGEBANK
Type	Bank
Address	855 26TH AVE E, WEST FARGO, ND 58078-6613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 10, 2024

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Dec 18, 2017
Property Address	3600 11TH ST S, MOORHEAD, MN 56560-6126
Document Number	0000775821
Instrument Date	Dec 15, 2017
Instrument	775821
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE COMPANY/FARGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5522 36TH ST S FARGO ND 581046784, FARGO, ND 58104-6784

Mortgage

Document Number	775822
Date	Dec 18, 2017
Instrument	775822

Lender

Name	BLACKRIDGEBANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 17, 2018

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Dec 18, 2017
Property Address	3600 11TH ST S, MOORHEAD, MN 56560-6126
Document Number	0000775820
Instrument Date	Dec 15, 2017
Instrument	775820
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE COMPANY/FARGO

Transaction

Amount	Amount Recorded
Tax	$516.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5522 36TH ST S FARGO ND 581046784, FARGO, ND 58104-6784
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,304.00 (+13%)
2025		$219,800 (+20.77%) Land $20,700 Building $199,100	$219,800 (+20.77%) Land $20,700 Building $199,100
2023	$1,154.00 Homeowner's exemption	$182,000 Land $17,500 Building $164,500	$182,000 Land $17,500 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: CenturyLink, Otter Tail Telecom, Verizon.

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